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Moneda is a finance app built on stablecoins. You hold euro, US dollar and Canadian dollar balances, earn on them, pay people and move money between currencies. The funds stay in your own account: Moneda is self-custodial, so only you can move them.
What you can do:
- Spending accounts in EUR, USD and CAD
Your balances are held as stablecoins, shown in plain euros and dollars.
- EUR and USD virtual accounts
Get an account in your name to top up or send money by SEPA or ACH.
- QR payments
Scan another user's Moneda QR code to pay them and save them as a contact.
- Earnings accounts
Your balance compounds daily. (Returns vary over time and are not guaranteed.)
- Currency swaps
Swap between EUR, USD, CAD and MXN in the app. The rate is shown before you confirm, with no hidden markup.
- Made for people who live or work across borders
Remote workers, freelancers paid in another currency, anyone with money in more than one country.
- Security and self-custody
You hold the keys to your funds. Moneda never holds them for you.
Questions? Help Centre > Talk to Support, in the app.
Terms of Use: https://moneda.com/terms
Apple standard licence agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/