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★★★★★
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Spending map — see where your money goes on a map; it's the first card in Insights. Apple Pay expenses get a place from the merchant name. Apple Pay picks the category — pay with Apple Pay and Lumi files the expense under the right category by itself. Change it in one tap. New app icon — a fresh wallet icon, plus more looks in Settings → App icon. Lumi+ members get a crown version. Clearer Insights — money in and money out on one chart, and the month forecast is back on the main screen. New category icons — redrawn icons, 7 new categories like taxi, hotels and games, and an icon picker for your own categories. Recurring payments calendar — see what's due on each day of the month; tap a date to filter the list.
Lumi is built for people who've tried spreadsheets and manual tracking and know: a system only works when it doesn't get in the way. —————————————————————— AUTOMATIC LOGGING Set up a Shortcut once. Pay with Apple Pay — one tap, and the expense is logged. No manual entry, no opening the app. Works in the moment: at the checkout, in a cab, at a café. Back Tap — double-tap the back of your iPhone and Lumi instantly opens in recording mode. No searching for the app, no unlocking the screen, no scrolling through widgets. Especially handy when your hands are full or there's no time to spare. —————————————————————— SPENDING FORECAST Lumi shows not just where your money went, but where you'll be at month-end. The forecast updates with every entry and compares your current spending pace to your history. If expenses are climbing faster than usual, Lumi warns you in advance. —————————————————————— RECEIPT SCANNER Point your camera at a receipt — Lumi automatically reads the amount, date, and merchant. No manual input. —————————————————————— CATEGORY BUDGETS Set limits by category: groceries, subscriptions, restaurants. Live progress bars show the real picture at a glance. Lumi alerts you before a limit is reached. —————————————————————— GOALS & SAVINGS Create a goal — a vacation, an emergency fund, new kit. Lumi tracks progress and calculates the projected achievement date. —————————————————————— SUBSCRIPTIONS & RECURRING PAYMENTS All recurring expenses in one place. Payment reminders — so nothing catches you off guard. —————————————————————— DETAILS THAT MATTER Multi-currency with live rates. Home Screen widgets. iCloud sync. Works offline. Available in English, German, Spanish, Romanian, Ukrainian, Russian, and more. —————————————————————— LUMI PREMIUM — FREE TRIAL Shortcut for auto-logging via Apple Pay Back Tap for instant recording without opening the app Unlimited AI receipt scanning Month-end spending forecast Unlimited budgets and savings goals Subscription tracking PDF export Multi-currency Start free. No payment details required. —————————————————————— You already know how to budget. Lumi makes it faster and more accurate than any spreadsheet. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/