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According to VantageScore, adding rental or utility data to an established credit file can increase your score by up to 150 points.
Arcane Credit helps you build credit by reporting your on-time rent and bill payments directly to the credit bureaus—transforming everyday expenses into a powerful credit-building tool.
Getting started is simple. Securely connect your bank account through Plaid, and we’ll automatically detect eligible rent and bill payments using advanced data enrichment technology. No paperwork, no landlord verification, and no hard credit check.
Want to accelerate your progress?
For a one-time fee of $39.99, Credit History Boost lets you add up to 2 years of past rent, utility, and phone payments to your credit file.
Simple, transparent pricing for rent & bill reporting:
• $3.99/month (billed annually, all features included)
• $5.99/month (billed monthly, all features included)
Access your FREE credit score & report. Stay ahead with 24/7 credit monitoring.
Download Arcane Credit and start building your credit today.
Disclaimer:
Arcane Credit does not guarantee any increase in your credit score. Results may vary based on your overall credit profile and activity with other creditors. Arcane Credit does not remove accurate negative information from credit reports. VantageScore is not used by all lenders. Arcane Credit is not a lender, credit repair organization, or bank.
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