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Analog Capital AI is a financial planning app that helps you explore when you could retire, how much you could spend, and how today’s decisions could shape your future.
Build a plan around your income, investments, expenses, and goals. Then ask your AI planning assistant questions in plain English and compare possible futures—not just a single projection.
A FINANCIAL PLAN THAT STARTS WITH YOU
Get started through a guided conversation. Speak or type about your household, what you own, what you owe, and what you’re working toward. Connect bank and brokerage accounts to keep balances and holdings current.
RETIREMENT PLANNING, WITH THE DETAILS INCLUDED
Explore retirement timing, savings needs, and retirement income. Model 401(k) contributions, employer matches, IRAs, Social Security, and withdrawals. See how changing your retirement age or spending affects your projected outcomes.
EXPLORE YOUR WHAT-IFS
What if you retire five years earlier? Buy a home? Save more? Delay Social Security? Compare scenarios side by side and see how one decision changes the rest of your plan.
UNDERSTAND YOUR TAX TRADE-OFFS
Review projected federal and state taxes across your working years and retirement. Explore Roth conversions and required minimum distributions, with year-by-year detail that helps explain the numbers.
STRESS-TEST YOUR FINANCIAL FUTURE
Monte Carlo simulations model a range of possible market paths. See how often your plan meets your goals under the model’s assumptions, where it may fall short, and how changes to savings, spending, or investments affect the results.
ASK YOUR PLAN A QUESTION
“Could I retire at 55?”
“Should I pay off my mortgage or invest more?”
“What would a Roth conversion change?”
Get explanations grounded in your plan and simulation results, with scenarios you can review before approving changes.
BRING YOUR WHOLE PICTURE TOGETHER
Include real estate, mortgages, stock grants, education goals, and recurring expenses. Review spending and update expense estimates as life changes. Add insurance policies and estate documents to explore how your plan could support the people who matter to you.
PLAN INDEPENDENTLY, WITH PROFESSIONAL HELP AVAILABLE
Use the planning tools on your own. CFP® professionals and CPAs are available separately by the hour when you need a human perspective.
Download Analog Capital AI and start exploring your financial future.
IMPORTANT INFORMATION
The app’s tools and AI-generated outputs are for informational and educational purposes, not personalized investment, tax, legal, or financial advice. Projections are hypothetical, depend on inputs and assumptions, and do not guarantee future results. Investing involves risk, including loss of principal. Professional advisory services require a separate engagement.