Snowballer: Debt Payoff

See the month you'll be debt-free. The payoff plan and your debt-free date are free — forever. Add your debts, set what you can pay each month, and Snowballer builds your debt snowball: smallest balance first, or highest interest first if you prefer the avalanche. Log a payment and watch the date move closer. YOUR PAYOFF PLAN — FREE • Your debt-free month, computed from real payoff math • Snowball (smallest balance first) or avalanche (highest APR first) • Log a payment against any debt — see what's left on it, what you've paid off, and how far each one has come • What-if chips: see what an extra $25 a month does to your date • What's due next: every bill and minimum payment in date order • A home screen widget with your debt-free month and the debt you're attacking next • Share your progress: a card with your date, percent paid and the day of your journey — with the dollar amounts hidden if you'd rather • Milestones, and confetti when a debt hits zero • Your date is a projection from what you enter, and it updates every time you log a payment YOUR BALANCES, LOCKED • Require Face ID to open Snowballer • Your numbers are covered in the app switcher — a glance at your phone shows a snowball, not what you owe • Payment reminders never put a debt name or an amount on your lock screen ALSO FREE — SEE WHERE YOUR MONEY GOES • No budget to keep: Snowballer suggests a monthly spending number that keeps your date, from what you earn and spend • Scan receipts and bank-statement screenshots • Spending by category, trends, and a monthly net view • Apple Pay auto-capture with a Shortcut SNOWBALLER PLUS (optional subscription) $4.99/month or $39.99/year, with a 14-day free trial for new subscribers. Renews automatically until you cancel. • Bank sync through Plaid (US banks) — when your card or loan is on the login, balances, rates and minimum payments import themselves • Custom payoff order, per-debt exclusion, and Pick your debt-free date: choose a payoff month, get your monthly number • Find my snowball — recurring charges, and what cutting them does to your date • A monthly AI read of your spending • CSV export of your plan and payoff schedule NO ADS, AND WE DON'T SELL YOUR DATA • The payoff plan and the date are free — Plus adds automation and deeper tools • No ads, ever • Delete your account and all data anytime, right from the app Small wins, snowballs. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.snowballerapp.com/privacy-policy.html