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★★★★★
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Atlas Premium, plus tools for pay that changes. New • Atlas Premium (optional): reports, unlimited goals and scans, planning tools and more. Everything you had keeps working, free • For overtime and shift trades: set the check you can count on, enter what actually landed, and log hours picked up or traded away • Hours & Pay: work out what a check comes to from the hours you worked, with health, 401(k) and other deductions, or match a real pay stub • Reminder to log spending, every evening or once a week • Find and remove duplicate bills in one place • Delete accounts one at a time with a swipe, or several at once • Welcome back: a new device finds your data through iCloud Better • Amounts you type now save as you type, so an edit is never lost • Clearer words: money set apart for bills now says Reserved everywhere • Bills due today come first on Today • A bolder Hours & Pay card, and labels that wrap at large text sizes • Quick Log keeps the category you pick • Many small fixes
Atlas is a paycheck-first money planner. It covers your bills, debt and goals first, then shows what's actually safe to spend until payday. SAFE TO SPEND, EVERY DAY • One number for today: what's left after bills, debt payments, goals and your safety buffer, split across the days until payday • See exactly how it's calculated, line by line • Switch between today's amount and the total until payday • Keep a safety buffer in checking that Safe to Spend never touches • Override today's amount when life happens. It resets at midnight A PLAN FOR EVERY PAYCHECK • Atlas splits each check in order: overdue bills, bills coming up, debt minimums, essentials, savings, then what's yours to spend • Preview later paychecks this month and see which bills land on each • Short check? Atlas protects the bills that matter and shows the shortfall in plain words • Rent smoothing spreads a big bill across every check • Split it yourself any time BILLS, COVERED • Calendar and list views with covered, not covered and paid at a glance • Cover a bill now to set the money aside before it's due • Reminders before bills are due, snooze and mark paid in a swipe • Track loans and buy-now-pay-later balances, with interest DEBT AND GOALS • Snowball or avalanche payoff plans with a debt-free date for every debt • Put extra toward one debt and watch the date move • Debt payment reminders on the day they're due • Savings goals with a per-paycheck amount Atlas works out for you • Net worth in one place SPENDING • Log a purchase in seconds • Week, 30-day and year views, budgets by category • Find uncategorized spending and unusual charges MADE FOR REAL PAY CYCLES • Weekly, every-2-weeks, twice-monthly or monthly pay • Hours and tips calculator for shift and gig work • Log gig pay and Atlas sets aside a share for taxes • Household split and partner income • Ask Atlas questions like "What if I pick up an extra shift?" • A money tip or quote every day WIDGETS AND SIRI • Safe to Spend, Bills Due, Budget Remaining and Paycheck Plan widgets • Siri shortcuts for quick check-ins PRIVATE BY DESIGN • No account needed. Your data stays on your device • Optional iCloud sync across your own Apple devices • Optional, anonymous product analytics you can turn off any time. No ads, no tracking ATLAS PREMIUM (OPTIONAL) Atlas is free to use. Safe to Spend, your bills, paychecks and spending stay free. Premium is an optional subscription that adds: • Spending reports, month and year, and net worth over time • More than two goals, unlimited receipt scans and "Can I afford it?" checks • Plan comparison, what-if planning, multi-month preview, partial plans and rent smoothing • Budget by paycheck and a weekly Monday recap • Debt payoff simulator • Shift trades and overtime log, and pay stub matching • Couples income merge • Encrypted backup export Atlas Premium is $3.99 a month or $29.99 a year, with a 1-week free trial. Payment is charged to your Apple ID at confirmation. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. People who were already using Atlas before Premium keep it free. Privacy Policy: https://quin401.github.io/atlas-money-legal/privacy.html Terms of Use: https://quin401.github.io/atlas-money-legal/terms.html Atlas is a planning tool, not a bank, and does not provide financial or tax advice.