★★★★★
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Welcome to Boldin 1.0.2! We’ve introduced major performance enhancements, full access to advanced planning labs, and persistent data storage: • New Brand Identity: Refreshed with an iOS 18-inspired aesthetic, new high-resolution app icon, and refined executive dark theme. • Permanent Auto-Save: Your financial profiles, assets, liabilities, and goals are now automatically saved securely to your local device. • 100% Free Strategy Labs: Unlock full access to the Social Security Claiming Lab, Roth Conversion Optimizer, Medicare IRMAA Analyzer, and Stress Testing without subscriptions. • Home Screen Widgets: Monitor your Financial Health Score and Net Worth trajectory at a glance with our all-new iOS Widgets. • iPad & Orientation Improvements: Enhanced compatibility for iPad layouts, full multitasking support, and fluid rotation. • Performance & Chart Polish: Upgraded SwiftUI chart rendering engine for iOS 17 & 18 with smoother touch scrubbing. • Clarity & Disclosures: Added explicit independent planning tool disclosures across all dashboards. Thank you for planning your future with Boldin!
Boldin is your personal retirement planning companion - built to give you clarity, confidence, and a clear roadmap to financial freedom. Whether you're just starting to think about retirement or fine-tuning your strategy, Boldin puts powerful financial modeling in the palm of your hand. No spreadsheets. No financial advisor required. FINANCIAL HEALTH DASHBOARD Get an instant, real-time snapshot of your financial health. See your projected net worth at retirement, nest egg longevity, monthly cash flow, and a personalized Financial Health Score - all in one glance. WHAT-IF SCENARIO LAB Ask the most important financial questions: - What if I retire 5 years earlier? - What if I save $500 more per month? - What if inflation hits 5%? Adjust sliders for retirement age, savings, return rate, inflation, and monthly expenses - and see the impact on your nest egg instantly. GOALS TRACKER Set and track financial milestones beyond retirement: dream home, college fund, emergency reserve, or early financial independence. Visual progress tracking keeps you motivated. PORTFOLIO & ACCOUNTS Manage your complete financial picture: - Assets (401k, IRA, brokerage, real estate, crypto) - Liabilities (mortgage, student loans, car loans) - Income sources with growth projections and tax estimates ADVANCED STRATEGY LABS - Social Security Optimizer: model claiming ages 62-70 and find your actuarial breakeven - Roth & Tax-Aware Optimizer: fill lower brackets and cut lifetime RMD taxes (SECURE 2.0) - Medicare & IRMAA Analyzer: avoid costly Part B & Part D premium surcharges - Stress Testing Lab: simulate market crashes, high inflation, and survivor events PRIVACY & SECURITY - All data stored locally on your device - nothing uploaded to servers - Face ID / Touch ID lock to protect your financial data - No account required to get started Boldin is designed for U.S.-based retirement planning using current IRS rules, Social Security regulations, and Medicare guidelines. Built for anyone serious about their financial future.