Vartu

Vartu is a money tracker that keeps everything on your iPhone. Write down what you spend, import statements from your bank or broker, and see what your money is doing — where it goes each month, what you hold, and how those holdings compare with an index. Nothing leaves your phone unless you switch something on. There is no account to create and no server holding your records. If you add your own price-provider key, the app sends the ticker symbols it looks prices up for to that provider. The optional company logos ask a logo service for a picture by ticker. Tracking a UK home asks HM Land Registry for its public price index, by region and month only. Spending • Add an expense in two taps, or from the icon on your Home Screen • Categories, tags and search across everything • A spending ring that names what it shows, including the small slices • Transfers between your own accounts, counted as transfers rather than spending Statements • Bank CSV with the columns you choose, remembered per bank • Monefy, Trading 212 and Interactive Brokers exports • Rules that categorise what arrives, so four hundred rows become forty decisions Investments • Holdings, average cost, realised and unrealised gain • Price history and a chart per position • Money-weighted return against an index, on the money you actually had working Yours • Face ID or your passcode on the way in • Hide every figure with one switch when you hand the phone over • Backups and CSV exports you can take anywhere • Works in aeroplane mode Free and paid • One account and one broker account are free for as long as you like, with manual entry, categories, search and prices. Vartu Pro adds unlimited accounts, a second currency, statement importing, performance against an index, and backups — £49.99 a year with the first month free, or £69.99 a year for Vartu Pro Family, shared with up to six people through Family Sharing. Nothing you have recorded is ever deleted, and a full export stays available whether or not you subscribe. Terms of Use: https://vartu.app/terms Privacy Policy: https://vartu.app/privacy