Qivvo: AI Expense Tracker

Stop losing track of where your money goes. Qivvo is an AI-powered expense tracker that makes logging every purchase effortless. Snap a photo of any receipt -- paper or digital -- and AI instantly reads the total, merchant name, date, and auto-categorizes your spending. No manual data entry. No bank logins. No subscription required. CORE FEATURES - AI Receipt Scanning Point your camera at any receipt. Qivvo's on-device AI expense scanner extracts line items, totals, and merchant names in seconds -- no internet connection needed. The smartest receipt scanner for personal finance. - 3-Second Quick Expense Entry No receipt? Add expenses manually with our interactive numpad in just 3 taps. The fastest expense input and spending tracker you've ever used. - Smart Auto-Categorization Machine learning assigns spending categories automatically -- groceries, transport, dining, entertainment, and more. No dropdown menus, no manual category selection. Your AI budget assistant handles it all. - Visual Spending Analytics See exactly where your money goes with interactive charts, monthly breakdowns, and category analysis. Spot spending patterns. Cut waste. Save more money each month. - Multi-Receipt Scanning Photograph multiple receipts at once. Qivvo detects and separates each receipt, letting you review and save expenses in bulk. Perfect for catching up on expense tracking. - Budget and Payday Cycles Set monthly budgets aligned to your actual payday schedule -- single salary, advance + salary split, or calendar month. See remaining budget per day at a glance to stay on track. - 100% Private and On-Device All expense data stays on YOUR device. No cloud uploads. No bank account connections. No tracking. Your personal finance tracker that respects your privacy. - 100% Free -- No Catches Core expense tracking features are completely free. No artificial daily limits. No unskippable ads. No credit card required. A genuinely free budget app. WHO IS QIVVO FOR? - Students managing their first personal budget and tracking daily expenses - Professionals tracking business and personal spending side by side - Couples and families coordinating household expense tracking - Travelers tracking expenses across multiple currencies - Freelancers who need a simple receipt scanner and expense log - Anyone tired of losing receipts and forgetting purchases COMING SOON - Voice expense logging -- say "Spent $15 on lunch" while walking - AI spending recommendations -- personalized money-saving tips - AI shopping lists -- budget-optimized weekly shopping plans - Bill splitting with friends -- group expense sharing and tracking - Advanced analytics -- weekly spending trends, predictions, CSV export WHY CHOOSE QIVVO OVER OTHER EXPENSE TRACKERS? Unlike Splitwise, YNAB, Monefy, or other budget apps, Qivvo combines AI receipt scanning + auto-categorization + spending analytics + budget tracking in one free app. No bank connections that break. No $100/year subscriptions. No daily expense limits. Just fast, private, AI-powered expense tracking that actually works. Download Qivvo -- your AI expense tracker. Smart spending starts in 3 seconds.