Artos: Money Manager & Budget

Artos Money Manager is an expense tracker and budget planner that keeps your money simple: log income and expenses in seconds, set monthly budgets and see exactly where your money goes. No sign-up needed. Your financial data is stored encrypted on your own phone, and the app works offline. RECORD IN SECONDS • Income and expenses with ready-made categories, notes and receipt photos • Built-in calculator in the amount field • Your most-used categories come first; add, rename, merge or delete categories as you like • Smart daily reminder that stays quiet on days you already recorded something WALLETS, TRANSFERS AND DEBTS • Keep cash, bank accounts and e-wallets apart, each with its own balance • Record transfers between wallets without counting them as income or expense • Debt tracker: money you lent or borrowed, and every repayment MONTHLY BUDGETS THAT FOLLOW YOUR PAYDAY • Budget per category: see what is left and how much you can spend per day • A heads-up when a budget is almost used up or exceeded • Start your month on payday (any day from the 1st to the 28th) • Recurring transactions for salary, rent, installments and bills REPORTS AND EXCEL EXPORT • Daily, monthly, yearly or custom date range reports • Spending charts by category, so you can see where the money leaks • Free, unlimited Excel export: every transaction plus a summary per category, opens in Excel or Google Sheets AUTOMATIC BACKUP, SAFE PHONE SWITCH • Connect your own Google Drive once and Artos backs up automatically every day when something changed • Export a backup file to move to a new phone, then import it there • Restores are checked first and run all-or-nothing, so a bad file or an interrupted restore does not wipe your data PRIVACY • No account, no login • Financial data is encrypted on your device and never sent to our servers • PIN lock with fingerprint unlock • Delete all data at any time from Settings FOR EVERY BUDGET Use it as a personal finance app, a daily spending tracker, a simple cash book or a household budget planner. It works just as well for pocket money and student life. Choose your currency; available in English and Indonesian. FREE, NO SUBSCRIPTION Every feature is free with ads. Prefer no ads? Remove all ads with a one-time purchase, no subscription.