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- Visualize your spending with new subcategory overviews and a spending heatmap. - Smarter, more helpful budget suggestions with improved AI features. - Enjoy a faster, smoother app with updated UX and UI libraries. - Bug fixes and stability improvements for a seamless experience.
Budget planner & expense tracker: bills, debts, savings goals, on phone and web
Beyond Budget is the budget planner and expense tracker that gives every dollar a job. Plan your monthly budget, track spending, pay off debt and reach your savings goals, on your phone, your tablet and on the web, with every change syncing in real time. Also on iPhone, iPad and the web: your budget stays in sync everywhere, on one account. PLAN A BUDGET THAT FITS YOUR LIFE • Zero-based budgeting made simple: allocate what you earn until every dollar has a job. • Budget categories and groups for bills, groceries, rent, savings and fun money. • See what's left to spend in each category, today and for the rest of the month. • Your Financial Health score shows at a glance how your budget is working. • Savings goals and targets for a holiday, a new car or an emergency fund. TRACK EXPENSES IN SECONDS • Add an expense or income in seconds, or reuse templates for the ones you repeat. • Recurring transactions and upcoming bills are booked for you, on time. • Import your bank statement from a CSV file. • Automatic expense tracking on Android: turn your bank's notifications and SMS into transactions. • Spending reports and charts show where your money goes, month by month. BILL REMINDERS THAT REACH YOU • Never miss a bill: reminders arrive on time, even while the app is open. • Tap a reminder to jump straight to the bill. DEBT PAYOFF AND LOANS • A debt tracker for loans, credit cards and money you lend or borrow. • Link any payment to a debt so every repayment is counted. • Follow your payoff progress and see your debt-free date. FAMILY BUDGET, SHARED IN REAL TIME • Share a household budget with your partner or family. • Everyone sees new expenses as they happen, on every device. BUILD BETTER MONEY HABITS • Weekly streaks and badges reward the progress you make with your budget. PRIVATE AND SECURE • Protect your finances with a passcode and quick fingerprint or face unlock. • We don't collect your advertising ID, and we never sell your data. MADE FOR YOU, WHEREVER YOU ARE • Use it on your phone, on a tablet with a sidebar, or on the web at app.beyondbudgetapp.com. • 10 languages that switch instantly, with no restart. • Amounts look right in your currency, from dollars and euros to yen and reais. GO FURTHER WITH PRO Unlock more accounts, deeper spending insights and the tools to master your money, with a monthly, yearly or one-time lifetime plan. Beyond Budget is made in New Zealand by a small team who budget with it every day. Questions or ideas? Visit our Help Center or write to us from the app. Start budgeting today: your money, with clarity.