Genius Finance Calculator

Genius : Finance Calculator helps you estimate monthly payments, total interest, and payoff timelines before you borrow or save—clear numbers, no spreadsheets required. CALCULATORS • Personal — amount, rate, and term • Business — monthly payment and total cost • Mortgages — home price, down payment, term; optional property tax, PMI, HOA, and home insurance • Auto — vehicle price, down payment, rate, and more • Investments — Fixed Deposit (FD) and Recurring Deposit (RD) maturity estimates REPAYMENT METHODS Equal monthly payment (amortizing) and equal principal—match common bank conventions. RESULTS YOU CAN USE • Principal vs. interest breakdown • Full amortization schedule (payment, principal, interest, balance) • Export to PDF or Excel • Auto-saved history for quick recall COMPARE PLANS Save scenarios and compare different amounts, terms, and rates side by side. TOOLS Currency converter, temperature / mass / speed / length units, and world clock. MULTI-LANGUAGE Localized UI for users worldwide. FOR Home buyers, car shoppers, small-business borrowers, and anyone planning FD/RD savings who wants fast what-if calculations. DISCLAIMER Estimates only—not financial, lending, or legal advice. Actual rates, fees, and approval depend on your lender. Always verify with your bank before committing.