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This update focuses on stability: • Fixed a bug where banner ads could cause a blank screen • Fixed a rare crash when opening the app • Safer backups so a restore never leaves data half-saved • Polished Clear Debt, Envelope Budgeting, and Upcoming for a smoother experience • Fixed reminders not saving properly in some cases • Small translation and text fixes Thank you for using Daily Kharcha!
Offline expense tracker: budgets, committee (BC), lending & bills. No signup.
Daily Kharcha is a simple, offline money & expense tracker built for South Asia and the Gulf — available in English, Urdu, Arabic and Hindi, with multiple currencies. Track your daily spending, income and budgets, and keep your credit (udhaar), installments (qist) and committee (BC / chit fund) organized — all on your phone, with no login and no internet needed. Your data stays private on your device. WHY DAILY KHARCHA? ✓ 100% offline — no account, no sign-up, works without internet ✓ Private — your data never leaves your phone ✓ Lightweight, fast and free TRACK YOUR MONEY • Add income & expenses in seconds with a built-in calculator • Organize with colorful categories — or create your own • Search and filter by day, week, month, or a custom date range • See daily, weekly and monthly totals at a glance BUDGETS & SAVINGS • Set monthly budgets per category with over-spend alerts • NEW: Savings Goals — set a target (Eid, a new phone, Hajj) and watch your progress grow PLAN AHEAD (NEW) • Envelopes — give this month's income a job before you spend it, and see what's left in each category • Upcoming — every bill, installment and committee round due in the next 30, 60 or 90 days, with a warning if your balance will run short • Clear your debts — a payoff plan showing the month each debt finishes KHATA — CREDIT & INSTALLMENTS • Track money you lent or borrowed (udhaar), person by person • Manage installment plans (qist) with a clear payment schedule • Send friendly reminders on WhatsApp COMMITTEE / BC (NEW) • Track your committee — BC, kameti or chit fund — with all members in one place • See at a glance who has paid each round, and who hasn't • Works for fixed turns and for parchi / lucky draws • Send WhatsApp reminders to members who haven't paid yet • Always know when your turn to collect arrives REPORTS & INSIGHTS • Beautiful animated charts showing where your money goes • NEW: Monthly Wrapped — a shareable summary of your month • Smart insights & spending streaks to build a saving habit • Export your reports to PDF, and back up all your data to a file AUTOMATION • Recurring transactions for bills & salary • Daily reminder so you never forget to log SECURITY & BACKUP • App Lock with PIN & fingerprint • Backup & restore your data anytime DESIGN • Clean, modern look with Dark Mode • Home-screen widget for your balance & today's spending • Available in English, Urdu (اردو), Arabic (العربية) and Hindi (हिन्दी) • Supports 15 currencies including PKR, INR, AED, SAR and more Whether you're tracking household kharcha, running a small shop, or saving for something big — Daily Kharcha makes managing money simple, private and offline. Download now and take control of your Daily Expenses!