Settle - Debt & Loan Tracker

Settle — the simple debt tracker and IOU manager for money owed to you and money you owe. Settle is a debt tracker, loan manager, and IOU app in one — designed to help you track what you owe, track who owes you money, and stay organized without spreadsheets or sticky notes. Whether you're managing a credit card balance, a bank loan, a car loan, or just keeping track of money lent to friends and family, Settle's debt tracker makes it simple to see exactly where you stand. Track debts and loans in both directions Unlike a typical expense tracker, Settle is a true two-way money tracker — see how much you owe and how much is owed to you, with a clear net balance at a glance. No more losing track of who owes what. One-tap money tracking Use the "I got" and "I give" quick-action buttons to instantly log a payment or loan and update your balance — a faster way to track debt than any spreadsheet or notebook. Full, editable transaction history Every payment in your debt tracker is saved and editable, so you always have an accurate loan and payment history. Organize your debts and loans by category Sort your debt tracker by type — Credit Card, Bank Loan, Auto Loan, Student Loan, Personal Loan, Mortgage, Medical Debt, and more — each with its own icon and color. Due date reminders for loans and payments Optionally set a due date on any debt or loan and get a reminder before payment is due — or skip dates entirely for informal IOUs with no fixed schedule. Search and sort your debt tracker Quickly find any loan, debt, or IOU by name, or sort your list by amount, name, or category. A money tracker in your language Settle is available in English, Arabic, Spanish, and Portuguese. Private, secure debt tracking All your financial data stays on your device. Settle doesn't require an account, doesn't collect personal data, and never uploads your information anywhere. Whether you're paying off a loan, tracking money owed by friends, or just want a reliable IOU and debt manager, Settle keeps your finances simple, clear, and organized. Download Settle today — the debt tracker, loan manager, and IOU app built for real life.