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New Features • XIRR Calculator — calculate the annualised return on investments with irregular cash flows • RD Calculator — estimate recurring deposit maturity value • FD Calculator — calculate fixed deposit maturity amount
Calculate & compare loans, SIP, FD & RD with AI insights and PDF reports.
Plan your loans. Grow your investments. All in one app. EMI Calculator & SIP Planner gives you the complete picture — from calculating your monthly loan instalment to projecting your mutual fund wealth — with AI-powered guidance built in. - LOAN CALCULATORS - ✦ EMI Calculator — enter loan amount, interest rate & tenure to get your exact monthly instalment instantly ✦ Tenure Planner — find out how long it takes to clear any debt ✦ Interest Rate Finder — reverse-calculate the effective annual rate from any loan offer ✦ Principal Estimator — find the maximum loan you can afford for a target EMI Works for home loans, car loans, personal loans, bike loans, gold loans, property loans and mortgage loans. - INVESTMENT PLANNERS - ✦ SIP Calculator — project future wealth from monthly mutual fund investments, with step-up SIP support ✦ Lumpsum Calculator — see how a one-time investment grows over time ✦ SWP Calculator — plan systematic withdrawals from your retirement corpus ✦ FD Calculator — Calculate Fixed Deposit maturity amount, interest earned and returns based on tenure and interest rate. ✦ RD Calculator — Estimate Recurring Deposit maturity value, monthly savings growth and total interest earned. - COMPARE LOANS SIDE BY SIDE - Not all loans are equal. The loan comparison tool places two loans next to each other so you see exactly how they differ — before you sign anything. ✦ Flat rate vs reducing balance — understand the real cost difference ✦ Side-by-side EMI, total interest & tenure ✦ Custom amortisation table — switch between EMI, interest, tenure or full breakdown ✦ Works across loan types — compare two different bank offers or two loan types - FINASSIST AI - The built-in AI financial coach goes beyond numbers. It analyses your income, existing loans and assets to give personalised guidance. ✦ Debt-to-income ratio check ✦ AI-powered loan comparison insights ✦ Borrowing power analysis ✦ Personalised investment advice based on your financial profile ✦ Financial health audit in plain language - PROFESSIONAL REPORTS - ✦ Amortisation schedule — see exactly how much goes to principal vs interest every month ✦ Annual breakdown — plan your finances year by year ✦ One-tap PDF export — share bank-ready reports with advisors or lenders ✦ Visual graphs — understand your loan journey at a glance - SYNC & HISTORY - ✦ Calculation history — every EMI and SIP calculation saved automatically ✦ Cloud sync — access your loans and investments across all devices ✦ Start as a guest, sign in with Google anytime — no data lost - BUILT FOR INDIA - ✦ Hindi language support ✦ Indian number formats — lakhs and crores ✦ Multi-currency support ✦ Offline-first — works without internet EMI Calculator & SIP Planner is your complete financial toolkit for borrowing smarter and investing better.