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Improved performance, enhanced loan calculations, and fixed minor bugs for a smoother experience.
Mortgage payment calculator with PITI, PMI, amortization & refinance tools.
Mortgage Payment Calculator is a home loan calculator for estimating monthly mortgage payments, total interest and home financing costs. Compare home price, down payment, loan amount, interest rate and loan term to understand how different mortgage scenarios can affect your estimated payment. MORTGAGE PAYMENT CALCULATOR Calculate an estimated monthly mortgage payment using home price, down payment, loan amount, interest rate and loan term. Include property taxes, homeowners insurance, PMI and HOA fees for a clearer estimate of your monthly housing cost. See monthly payment, principal, interest, taxes, insurance, PMI, HOA costs, total interest and total mortgage cost. HOME LOAN CALCULATOR Compare loan amounts and repayment terms. Change the home price, down payment, interest rate or loan term and see how your estimated payment and total interest can change. PITI MORTGAGE CALCULATOR Estimate PITI — principal, interest, property taxes and homeowners insurance — for a more complete view of your monthly housing payment. Add PMI and HOA costs when applicable. PMI CALCULATOR Estimate private mortgage insurance and see how PMI can affect your estimated monthly payment and total housing cost. MORTGAGE AMORTIZATION CALCULATOR View a mortgage amortization schedule and understand how each payment changes your loan balance over time. Review principal, interest, remaining balance, total payments and payment schedule. Compare 15-year and 30-year terms to see how loan length affects payment and interest. MORTGAGE AFFORDABILITY CALCULATOR Explore potential home affordability using income, debts and mortgage assumptions. Compare home prices, down payments and loan terms to understand a potential housing budget. DOWN PAYMENT CALCULATOR Compare down payment amounts and percentages. See how your down payment can affect the estimated loan amount, monthly mortgage payment and total loan cost. MORTGAGE REFINANCE CALCULATOR Compare a current mortgage with a potential refinance scenario. Explore changes to interest rate, loan term, monthly payment, remaining balance, closing costs, total interest and potential savings. EXTRA MORTGAGE PAYMENT CALCULATOR Explore how additional mortgage payments may affect your loan balance, total interest and payoff timeline. Test different extra payment amounts and compare results. MORTGAGE PAYOFF CALCULATOR Explore payoff scenarios and understand how payment changes or extra payments may affect the estimated payoff timeline and interest cost. COMPARE MORTGAGE SCENARIOS Compare home price, down payment, loan amount, interest rate, loan term, taxes, insurance, PMI, HOA and extra payments before buying or refinancing. WHO IS THIS FOR? For home buyers: Estimate a potential monthly mortgage payment before shopping for a home or comparing properties. For homeowners: Review your mortgage, explore extra payments and understand potential payoff or refinance scenarios. For loan comparison: Compare rates, terms, down payments and estimated mortgage costs in one place. KEY FEATURES • Mortgage calculator • Mortgage payment calculator • Home loan calculator • Monthly mortgage payment • PITI calculator • PMI calculator • Mortgage amortization calculator • Mortgage interest calculator • Home affordability calculator • Down payment calculator • Mortgage refinance calculator • Extra payment and payoff planning • 15-year and 30-year mortgage terms • Principal and interest breakdown • Property tax, insurance, HOA and PMI estimates Plan your mortgage with clear estimates for payments, interest, amortization and affordability. Mortgage Payment Calculator is a planning and estimation tool. Results are estimates based on the information you enter and may not match a lender's actual payment, rate, fees, taxes, insurance, PMI or other loan terms. This app does not provide mortgage approval, lending offers or financial advice. Always verify final figures with your lender or a qualified mortgage professional.