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Where this app stands in Nigeria, updated 9 Oct 2026
Top free · All apps
#86 –
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Excellent loan service
Apply in Minutes, Receive in Hours Get the money you need with FlashCredit's ultra-fast and reliable lending platform. We provide high-amount personal loans through a seamless process, right at your fingertips. Just download the app, register with your details, and submit your application. No lengthy paperwork, no branch visits. Get a loan instantly and receive funds in your account within hours upon approval. High Loan Amounts Up to ₦1,000,000 Whether it's for a small emergency or a major project, we've got you covered. Enjoy access to substantial credit, with loan amounts ranging from ₦3,000 to a massive ₦1,000,000. Low and transparent interest fee The APR(annual interest rate) will vary among 12% to 36% depending on your risk profile. The maximum APR is 36%. Maintain a good repayment history will help you to get a lower fees for the repeat loans. Flexible Repayment Tenure Choose a loan repayment plan that fits your budget perfectly. Select flexible tenures from 91 to 365 days to comfortably manage your finances without stress. See How It Works: A Clear Example Loan Amount: ₦100,000 APR(Annual Interest Rate): 18% Loan Tenure: 4 Months Total Interest: ₦100,000 * (18% / 12) * 4 = ₦6,000 Total Repayment Amount: ₦100,000 (principal) + ₦6,000 (interest) = ₦106,000 Your Monthly Repayment: ₦106,000 / 4 = ₦26,500 This is just an example. Your exact rate and amount will be based on your credit assessment. Are You Eligible? Be a Nigerian Citizen Age 18 and above A valid Bank Verification Number (BVN) and Bank Account Contact us: Please don't hesitate to contact us if you encounter any problem. Email: flashcredit_cs@flashcreditapp.com Phone number: 07044826181, 09026335082 Online service: We recommend you to reach us via the online customer service within the FlashCredit App. Website: https://www.flashcreditapp.com/ Address: 154 Obafemi Awolowo Way, by Dipeolu St, Ikeja, Lagos Post code:100281 Working hours: Monday to Saturday: 09:00 - 18:30, Sunday: 12:00 - 17:00