Credit Peso

About Credit Peso Credit Peso is an online lending platform operated by Microdot Lending Corporation in the Philippines. Apply for a personal loan using your mobile device. All applications are subject to eligibility and credit assessment. Approval, loan amount, interest rate, fees, and processing time may vary. Approval is not guaranteed. Regulatory Information Corporate Name: MICRODOT LENDING CORPORATION Business Name / Online Lending Platform: Credit Peso PSEC Registration No.: CS201951287 Certificate of Authority No.: 2921 Loan Features • Approved loan amounts of up to ₱30,000 • Repayment terms from 6 to 24 months • Maximum Annual Percentage Rate (APR): 130% • No loan requires full repayment within 60 days or less • Actual loan terms are disclosed before the borrower accepts the loan agreement The maximum APR includes interest and all applicable fees and charges. The actual APR, service fee, repayment schedule, and total repayment amount depend on the approved offer and will be clearly disclosed before the loan agreement is accepted. Representative Loan Example The following example assumes that no service fee or other charge applies: Loan principal: ₱10,000 Repayment term: 6 months Monthly flat interest rate: 0.6% Total interest: ₱360 Service fee: ₱0 Other fees: ₱0 Total cost of credit: ₱360 Total repayment amount: ₱10,360 Repayment schedule: • First 5 monthly installments: ₱1,726.67 each • Final monthly installment: ₱1,726.65 Calculation: Total interest = ₱10,000 × 0.6% × 6 = ₱360 Total repayment = ₱10,000 + ₱360 = ₱10,360 The representative example is provided to illustrate the total cost of a loan. Actual loan terms may vary according to the borrower’s approved offer and will be disclosed before acceptance. Eligibility Applicants must: • Be at least 18 years old • Hold a valid government-issued ID • Have a valid Philippine mobile number • Meet the applicable eligibility and credit assessment requirements How to Apply 1. Download and open Credit Peso. 2. Complete the application and provide the required information. 3. Review the loan amount, APR, fees, repayment schedule, and total repayment amount shown in the approved offer. 4. Accept the loan agreement only after reviewing all terms. Submitting an application does not guarantee approval. Repayment Available repayment channels and instructions are displayed in the Credit Peso app. Supported channels may include participating e-wallets and payment centers. Always follow the payment instructions shown in your loan agreement and in the app. Keep your payment confirmation for reference. Responsible Borrowing Borrow only an amount that you can reasonably repay. Late or missed payments may result in charges and other consequences stated in the loan agreement. Loan amounts, rates, fees, and repayment terms are subject to eligibility assessment and applicable laws and regulations. All final terms will be disclosed before the loan agreement is accepted. Contact Us Customer service hours: Monday to Saturday, 8:30 AM to 5:30 PM