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Where this app stands in Nigeria, updated 11 Oct 2026
Top free · All apps
#10 ▼1
Top grossing
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Top paid
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| Date | Free |
|---|---|
| 11 Oct 2026 | #10 |
| 10 Oct 2026 | #9 |
| 9 Oct 2026 | #9 |
| 8 Oct 2026 | #9 |
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Instant money transfer, up to 20% savings interest, debit cards & USSD banking.
Looking for a fast, reliable online banking app in Nigeria? Moniepoint Personal Banking gives you instant money transfers, free virtual cards, affordable physical debit cards, and high-yield savings accounts designed for your everyday lifestyle. Join millions of Nigerians who trust Moniepoint for smart, secure mobile banking. --- KEY FEATURES OF MONIEPOINT PERSONAL BANKING ⚡ Instant & Reliable Money Transfers • Enjoy fast money transfers with 99.9% uptime that never leave you stranded. • Send money seamlessly to any commercial bank, microfinance bank, or mobile money wallet in Nigeria. • Zero-fee monthly transfers for eligible young adults and students (ages 16–24). • Get instant debit and credit transaction alerts directly on your phone. 💳 Free Virtual Cards & Instant Physical Debit Cards • Free Virtual Cards: - Generate a secure virtual card in 1 minute with ₦0 issuance fee. - Enjoy 100% free card maintenance with zero monthly or annual fees. - Shop safely online, pay for digital subscriptions, and manage web checkouts with ease. • Physical ATM Debit Cards: - Get a durable physical debit card for only ₦1,000. - Fast Doorstep Delivery: Delivered directly to your home within 48 hours for just ₦1,700. - Free Agent Pickup: Collect your card instantly from any Moniepoint sales agent close to you. - Works seamlessly across all ATMs, POS terminals, and web checkouts nationwide. - In-App Controls: Freeze, unfreeze, reset PIN, and set spending limits with one tap. 💰 High-Interest Savings & Daily Returns • Earn up to 20% annual interest on your savings with daily interest alerts. • Save As You Transact (SAYT): Automatically save a percentage every time you spend or transfer money. • Target Savings: Build disciplined savings funds for house rent, school fees, or personal goals. • Flexible Savings: Save for emergencies and withdraw anytime. • Fixed Deposit Accounts: Lock funds securely and lock in guaranteed high returns. 📶 Offline USSD Banking (*5573#) • Bank without data or an internet connection. • Dial our *5573# USSD banking code from any mobile phone to transfer money, buy airtime, and check account balances anytime. 💡 Airtime, Data & Utility Bill Payments • Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet data bundles in seconds. • Recharge airtime across all major networks (MTN, Airtel, Glo, 9mobile) with instant cashback rewards. 💼 Salary Accounts, Student Banking & Quick Credit • Open a salary account and receive payments with zero delays. • Access quick emergency cash and flexible overdraft solutions. • Tailored for students, NYSC corps members, freelancers, and salary earners. --- SAFE, SECURE & FULLY REGULATED 🔒 Bank-Grade Security & Deposit Protection • Moniepoint Microfinance Bank is fully licensed by the Central Bank of Nigeria (CBN). • All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). • Protected with biometric fingerprint/facial login, 2FA, and 24/7 automated fraud monitoring. --- 24/7 CUSTOMER CARE & SUPPORT We are always available to help you with your account: • In-App Live Chat: Available 24/7 directly within the app • Helpline: 01 888 9990 • Website: www.moniepoint.com • WhatsApp: +234 908 843 0803 • Social Media: @moniepointmfb • Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria Download Moniepoint Personal Banking today — the smart online bank that works when you need it!