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The first release of Baaki. Track your spending offline. No account, no sign-up, and nothing sent anywhere — your records stay on your phone in an encrypted database. • Log an expense in three taps • Safe to spend, with bills and goals already held back • Budgets that warn you at 80%, not after • Savings goals, recurring bills, and who owes who • Reports by category, merchant and month • App lock, hidden amounts, and a decoy PIN • Your own currency, asked on first run
Private, offline money manager. Track spending, bills, budgets & money owed.
Baaki is a private, offline expense tracker and budget planner. No account, no sign-up, no bank linking, no sync — your transactions, balances and budgets live on your phone, encrypted, and your financial data never leaves your device. There are no servers to send it to. "Baaki" means what's left. That's the question this money manager answers: after the bills, the budgets and the money you've set aside — what is actually left to spend? ━━━ WHAT BAAKI DOES ━━━ 💸 EXPENSE TRACKER & SPENDING TRACKER Log spending in seconds — amount, category, done. Categories with icons and colours, tags, notes, multiple accounts and transfers between them. Real multi-currency support: Baaki never silently adds two currencies together. 📊 BUDGET PLANNER THAT WARNS YOU EARLY Set a monthly budget per category. Baaki tells you at 80%, and again if you go over — while the month can still be saved, not after it ends. 🎯 SAVINGS GOALS Set a target and put money aside. What you've set aside is held back from Safe to Spend, so the number on your home screen is the number you can actually use. 🔁 RECURRING BILLS & BILL REMINDERS Rent, subscriptions, utilities, card payments. Baaki posts them automatically and reminds you before they fall due. 🤝 MONEY OWED — LENDING & BORROWING Most budget apps ignore the money between people. Baaki has a built-in debt and IOU tracker: see who owes you money and what you owe, per person. Track money lent and borrowed, settle in part or in full, with reminders — so you don't have to be the one who brings it up. 📈 REPORTS Where the money went — by category, merchant and month. Trends, cashflow, period comparisons and a spend calendar. 🔔 REMINDERS THAT RESPECT YOU Bills, budget thresholds, card payments, debts, goals reached — plus an optional evening nudge and a Monday round-up. Every one has its own switch, and the daily nudge stays silent on days you've already logged something. ━━━ PRIVACY, PROPERLY ━━━ 🔒 Your ledger is stored in a database encrypted with SQLCipher 🔒 App lock with PIN or biometric fingerprint unlock 🔒 Decoy PIN — a second, separately encrypted profile behind a different PIN. Included free. 🔒 Privacy mode hides every amount; screenshots blocked on sensitive screens 🔒 Widgets and notifications never show a figure while locked — counts only 🔒 No analytics. No crash reporting. No tracking of how you use the app. Baaki has no network client of its own. We cannot see your data — not because we promise not to look, but because it is never sent anywhere for us to look at. Two things do reach the internet, and we would rather say so than pretend otherwise: ads on the free tier, and Google Play when you buy or restore Pro. Neither receives your financial data. The privacy policy spells out exactly what each one sees. ━━━ ALSO INCLUDED ━━━ - Works fully offline — track expenses with no internet, anywhere - Auto-capture (optional, off by default) — reads bank notifications on your device to pre-fill a transaction. The message is never stored or uploaded, and nothing is added until you review it and tap Add. - CSV import and export — your data is yours; getting it out is never restricted or paid-for - Backup and restore — one local file you own - Home-screen widgets: Safe to Spend, spend pulse, budgets, bills & lending, quick add - Light, Dark and true AMOLED themes, five accent colours, larger text, reduced motion ━━━ FREE, AND PRO ━━━ The free tier is a real expense tracker, not a trial. Unlimited transactions and unlimited accounts, forever. It includes 5 budgets, 3 savings goals, 5 people and 5 recurring bills, and it shows ads. Baaki Pro is a ONE-TIME purchase — not a subscription: - Unlimited people in the lending ledger - Shareable statements - The custom Reports builder — filter and save your own reports - No ads Buy it once. It stays yours. An expense tracker, budget planner, money manager, spending tracker, bill reminder and debt & IOU tracker in one — offline, encrypted, and yours.