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Where this app stands in Hong Kong, updated 10 Oct 2026
Top free · Finance
#26 ▼1
Top grossing
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Top paid
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| Date | Free |
|---|---|
| 10 Oct 2026 | #26 |
| 9 Oct 2026 | #25 |
| 8 Oct 2026 | #25 |
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Fully online quotes and loan disbursements, flexible repayment periods, application requires only an ID card.
【Who We Are】 NeedaCash is a financial services platform under the New York Stock Exchange-listed company (stock code: FINV). Leveraging the group's technology-enabled big data risk control capabilities, we provide users with convenient and reliable financial services. 【Service Features】 Up to HK$300,000: Low fees, fast disbursement Licensed Institution: Compliant lending, reliable and secure Flexible and Convenient: Flexible installment options, convenient repayment 【Installment Loan Information】 Minimum repayment period: 3 months; Maximum repayment period: 48 months Actual annual interest rate generally does not exceed 36% The following example of total loan cost is for reference only: Loan Amount: HK$20,000 Monthly Interest Rate: 0.67% Actual Annual Interest Rate: 8% Number of Repayment Periods: 12 months Monthly Payment Amount (Equal Principal and Interest Repayment): = Loan Amount × [Monthly Interest Rate × (1 + Monthly Interest Rate)^Number of Repayment Periods] / {[(1 + Monthly Interest Rate)^Number of Repayment Periods] - 1} = HK$20,000 × [0.666667% × (1 + 0.666667%)^12] / {[(1 + 0.666667%)^12] - 1} = HK$1,739.76 Total Payment Amount: = Monthly Payment Amount × Number of Repayment Periods = HK$1,739.76 × 12 = HK$20,877.12 Total Loan Interest: = Total Payment Amount - Loan Amount = HK$20,877.12 − HK$20,000 = HK$877.12 *Loan amount and interest rate are subject to individual circumstances and final approval. ================================================= 【Advice: Loans must be repaid; do not pay intermediaries】 Moneylender License Number: 203/2026 Enquiry and Complaint Hotline: 3853 8538 Official Website: https://www.needacash.com/ Email: service.hk@needacash.com FinVolution(HK)LTD. *The Company reserves the final right, subject to individual circumstances and terms and conditions. *Loan applications successfully submitted via the Needa Cash App will be approved within 30 seconds. The Company reserves all rights regarding the approval of loan applications. *FinVolution(HK)LTD. reserves all final rights regarding loan approval, rewards, and any disputes. Address: OFFICE 48-128, 48 FLOOR, LEE GARDEN ONE, 33 HYSAN AVENUE, CAUSEWAY BAY, HONG KONG.