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Where this app stands in Uruguay, updated 8 Oct 2026
Top free · All apps
#11 –
Top grossing
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En esta nueva versión nos renovamos para ofrecerte una mejor experiencia, para que puedas continuar comprando en cuotas y en tus lugares favoritos. Ahora podés comprar en tiendas físicas escaneando el código QR. También podrás realizar el seguimiento de tus compras de forma fácil y sencilla.
Your new way to shop
Pay Later – Your New Financial Life Your new financial life starts here. Pay Later is a flexible app for managing your finances, designed to support you every day and give you more options, even if you're in debt. From the app you can: - Buy in installments without a credit card at thousands of stores - Access cash loans, 100% digitally and in just a few steps - Top up your mobile phone balance when you need it - Vote for a contestant on Big Brother With Pay Later, we give you an initial line of credit that will grow with usage and good payment history. You also have flexible payment options so you can better organize your finances. All in one place, with clear information, control over your payments, and a simple experience, made for you. No lengthy procedures, no hassles, and real options to move forward. ___ Purchase orders: minimum and maximum terms of 2 to 15 monthly installments. Loans: terms of 3 to 32 monthly installments. Interest rates for loans and purchase orders range from 0% to 126% annual effective rate (AER), subject to the interest rate caps for loans and purchase orders according to the Central Bank of Uruguay (BCU): Pages - Average Rates Example: For a loan of $16,000 in 12 installments of $2,130, total financed price (TFP) $25,500. Includes insurance. ___ Floder S.A. is supervised by the Central Bank of Uruguay and affiliated with the Clearing House (Equifax). For more information, please visit www.bcu.gub.uy. Download Pay Later and start your new financial life today.