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Compare allApp info
- Installs
- 100,000,000+
- Category
- Finance
- Content rating
- Everyone
- Version
- 26.08.12.0
- Last updated
- 29 Sept 2026
- In-app purchases
- No
- Contains ads
- Yes
- Promo video
- No
- Requires Android
- 7.0
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Where this app stands in India, updated 16 Oct 2026
Top free · Finance
#38 –
Top grossing
Not in this chart today
Top paid
Not in this chart today
| Date | Free |
|---|---|
| 16 Oct 2026 | #38 |
| 15 Oct 2026 | #38 |
| 14 Oct 2026 | #38 |
| 13 Oct 2026 | #45 |
| 12 Oct 2026 | #37 |
| 11 Oct 2026 | #39 |
| 10 Oct 2026 | #40 |
| 9 Oct 2026 | #39 |
| 8 Oct 2026 | #42 |
Best rank in each country today. Click a country to see its graph.
Bug Fixes and Performance Improvements
Accept UPI via QR Payment, POS machine & Smart Speaker. Get instant MSME loan.
Accept payments for your business instantly with PhonePe Business, the merchant app trusted by over 5 crore merchants across India. Collect UPI payments via credit/debit cards and mobile wallets using a single PhonePe QR code, making it the all-in-one QR merchant app for your business. Get your free QR sticker for business in seconds via our QR Billing App, equip your shop with a Smart Speaker(Soundbox),POS Machine, and get an instant loan to scale your retail merchant store - all from one app. Why Choose PhonePe Business App? ✔ QR Payment App: Customers can scan and pay via QR code and pay with any UPI - Paytm, Google Pay, BHIM, BharatPe, Airtel Payments, Mobikwik, Bajaj Finserv. ✔ Instant Merchant Settlement: Get daily settlements credited to your bank account. Use 'SettleNow' to receive money anytime. ✔ Real-Time Payment Tracking: Monitor daily transactions, customer payment history, and settlements instantly in the app history section. ✔ UPI Autopay: Automatically collect recurring payments for subscriptions and bills from your customers. ✔ Dynamic QR Codes: Generate QR codes with auto-filled payment details for faster checkout. ✔ Get Instant Help: Resolve queries via our Chat Bot or helpdesk. ✔ Personal Loan: Easy & Fast, Multi-purpose Loans, through our personal loan app. Smart Hardware for Every Store Never miss a payment alert - order our Smart Speaker (Sound Box), accept card payments with our POS Machine App, or get both with SmartPOD: ✔ Get instant voice payment alerts in multiple regional languages, right from a UPI Speaker or UPI announcer app. ✔ Receive payment confirmations in celebrity voices, with audio settings you control from your phone. ✔ Swipe Debit Cards, Credit Cards, International Cards, UPI QR and Wallet payments on one payment terminal. ✔ Pocket-friendly monthly device rentals with competitive MDR rates. ✔ PhonePe SmartPOD combines Smart Speaker and POS Machine, for card and UPI payments. Instant Business Loan for Merchants (MSME & SME) Grow your business with our Loan app, offering collateral-free credit through RBI-regulated lending partners, built for merchants: ✔ Loan amounts ranging from ₹50,000 to ₹7,00,000 at attractive rates, with digital approval in minutes on our MSME loan app and our SME loan app. ✔ Enjoy flexible tenure up to 30 months and low processing fees on every loan. ✔ Every loan is instant and digital, with zero paperwork. ✔ Easy Daily Installments (EDI) deducted from your daily UPI collections, through a simple finance loan app. ✔ PhonePe Business is one of the instant loan apps for merchants - multiple lenders, no hidden charges, anytime foreclosure, plus daily loan updates. Loan Eligibility & Documentation Required: ✔ Basic details needed: Date of Birth, PAN Card and Aadhaar Number. ✔ *Business or bank account details not needed for loans up to ₹7 Lakhs, subject to change per lender policies. How to Apply: ✔ Choose your loan value and interest rate, enter your Date of Birth, PAN and Aadhaar Number, click a selfie, complete KYC, and set up Auto-pay. More About the Loan Offerings: ✔ Min. Tenure: 6 months ✔ Max. Tenure: 30 months ✔ Max. rate of interest charged: 39% flat p.a. Sample Loan Example: ✔ Principal Loan Amount: ₹15,000 | Interest Rate: 18% p.a. flat | Tenure: 3 months ✔ Total Interest Payable: ₹675 | Processing Fee: ₹300 (2%) ✔ Total Amount Payable by Merchant: ₹15,975 RBI Registered NBFC Lending Partners: ✔ Innofin Solutions Pvt Ltd ✔ Aditya Birla Capital Limited ✔ PayU Finance India Private Limited ✔ Muthoot Fincorp Limited ✔ UGRO Capital Limited ✔ Shriram Finance Limited ✔ SMFG India Credit Company Limited ✔ KrazyBee Services Limited Download PhonePe Business for UPI payments and instant personal loans – also searched by millions as Phone Pay By Business, Phone Pay Business, Pay Phone Business, or Pe Phone Business, PhonePe Merchant. Privacy policy: https://www.phonepe.com/privacy-policy