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Envelope budget & expense tracker. Private, works offline. Pay once, own it.
Take control of your money with Zeroed — the private, offline budget planner and expense tracker you pay for once and own forever. No subscriptions, no ads, no data mining. Every feature is free for 34 days — no account and no credit card required. 🎯 ZERO-BASED ENVELOPE BUDGETING Give every dollar a job. Zeroed uses the zero-based envelope budgeting method: allocate your income to spending categories, watch category balances roll over, and always know exactly where your money is going. A complete personal finance and money manager tool — without renting your own budget back from a subscription. 🔒 YOUR DATA STAYS YOURS Unlike cloud budget apps, Zeroed stores your financial data on your device with AES-256 encryption. Your transactions, accounts, and spending history never touch our servers — we don't have any. True privacy for your most sensitive information. 💰 PAY ONCE — NO SUBSCRIPTIONS, EVER Tired of money apps charging $5–15 every month to track your own spending? Zeroed is a one-time purchase that unlocks everything forever. No recurring fees, no surprise price rises. And if you never upgrade, your data stays readable and exportable — never locked away. 📊 POWERFUL BUDGETING FEATURES • Zero-based envelope budgeting with rollover • Expense tracking across unlimited accounts — current, savings, credit cards, cash • Spending reports and charts to see where money goes • Scheduled transactions, recurring bills, and bill reminders • Reconciliation against real bank statements • Goals, debt payoff planning, and net worth tracking • Dark mode for late-night budgeting 📱 IMPORT BANK STATEMENTS — NO BANK LINKING Skip fragile bank connections. Import transactions from CSV, PDF, OFX, QFX, and QIF statements with a smart universal parser that recognises major bank formats and catches duplicates automatically. 📷 SCAN RECEIPTS WITH OCR Snap a photo of any receipt and Zeroed extracts the amount automatically — perfect for tracking cash spending on the go. ☁️ OPTIONAL SYNC VIA YOUR OWN GOOGLE DRIVE Want your budget on multiple devices? Enable sync through your personal Google Drive. Data is encrypted before it leaves your device — even we can't read it. 🖥️ WORKS EVERYWHERE One purchase covers phone, tablet, and desktop: Android and Windows today, iOS and macOS coming soon. Your budget planner is wherever you are — fully offline, no internet required. 🔐 BIOMETRIC SECURITY Lock your budget behind fingerprint or face unlock. Only you can see your finances. ✨ PERFECT FOR • Anyone switching from a subscription budgeting app — import your data via CSV in minutes • People tired of subscription fatigue who want to own their tools • Privacy-conscious savers who don't want their spending data in the cloud • Envelope and zero-based budgeting beginners and experts alike • Households that want one budget across phone and computer Start budgeting, tracking expenses, and saving money today — privately, offline, and on your own terms. Download Zeroed and take back control of your money and your privacy. No account required. No credit card needed. Just download and start budgeting.