U-One by Utkarsh

U-One is the official mobile banking app from Utkarsh Small Finance Bank Ltd., designed to help you access your everyday Online banking services conveniently from your mobile. Whether you want to check your account balance, view transactions, transfer funds, pay bills, manage deposits or access other available banking services, U One brings your banking experience together in one convenient mobile banking app. Banking at Your Fingertips With U-One, you can: Check your account balance View transaction history Access account information Monitor account activity Access available banking services Transfer Funds Transfer funds conveniently through available banking services. Transfer funds to other bank accounts Manage beneficiaries Use available transfer options including IMPS, NEFT and RTGS View transaction details Pay Bills & Recharge Manage everyday payments conveniently from your mobile. Pay electricity bills Recharge your mobile Make DTH payments Access other available bill-payment services Manage Fixed & Recurring Deposits Access your deposit services through U One. Open Fixed Deposits Open Recurring Deposits View deposit details Access available deposit services Debit Card Services Access supported debit card services through U-One. Apply for a debit card Block or unblock your debit card Generate your debit card PIN Access available card services Loan & Banking Services Access additional banking services available to eligible customers. View loan information Access loan statements Request a cheque book Manage nominee-related services Access locker-related services View TDS information Access IPO services Track service requests Secure Mobile Banking U One is designed to provide a secure digital banking experience with features such as SIM binding, MPIN and biometric authentication, where available. For your security, never share your OTP, MPIN, password or other confidential banking credentials with anyone. Why Choose U-One? Anytime, Anywhere Banking Secure Digital Banking Experience Faster Fund Transfers Convenient Bill Payments Easy Deposit Management Complete Banking Services in One App Download U-One today and access your banking services conveniently from your mobile. Note: Services and features available in the app may vary based on customer eligibility, account type, device compatibility and applicable banking terms and conditions.