Pip: Budget Expense Tracker

Pip is an expense tracker and money manager for daily spending, monthly budgets, and net worth. Log what comes in and what goes out, and see this month's cash flow without linking a bank or creating an account. Your transactions, budgets, accounts, and receipts stay in a database on your phone. Pip does not keep a cloud copy of that ledger. Receipt reading, Ask Pip, live prices, and Google Drive backup are optional. Pip tells you when a feature needs to send something off your device, and you review a scan before it is saved. Daily spending Log income and expenses in your own categories and see which one took the largest share this month. Budgets Set a limit for each category and see what is left as the month goes on. Net worth Keep bank accounts, savings, investments, and debts together, and update the balances yourself. Receipts and statements Photograph a receipt, or import a statement or e-wallet screenshot. Pip can pull out the line items for you to check. Cash flow calendar See which days spending bunched up, instead of only looking at the month as one total. Bill split Split a shared meal or group expense and share who owes what. More than one currency Record a transaction in another currency and keep the conversion next to the original amount. Malaysian tax relief Tag eligible ringgit spending against LHDN personal relief lines, keep the receipt with the claim, and export a summary when you file. Pip does not submit anything to LHDN, and this is not tax advice. Exports Save a PDF statement, an HTML report, or an Excel spreadsheet for your own records. Everyday tracking, budgets, net worth, and bill splits work without an AI key.