Outdated It loads quickly enough and has Face ID, but it’s missing things like debit card controls within the app or the ability to add your card to a digital wallet from within. Every other bank or even prepaid card I’ve used has the option to order replacement cards, toggle your card on or off, and add the card to digital wallets right from within the app. This looks like it would have been okay in 2015, but it’s missing a lot of what makes modern banking apps worthwhile. This isn’t a review of the bank itself - just the app.