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★★★★★
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Version 2.0.0 brings a complete debt planning experience: ・Monthly repayment budget planning; ・Avalanche, snowball, and baseline strategy comparisons; ・Monthly payment plans and estimated payoff dates; ・Actual bill balance reviews; ・One-time extra payment simulations; ・Local JSON backup and restore; ・Demo mode for exploring the app; ・Improved data validation and recovery flows.
ClearPath: Debt Payoff Planner is a private, offline-first tool for managing personal assets, debts, budgets, and net worth. You can: ・Track credit cards, loans, and other fixed-APR debts ・View your assets, liabilities, and net worth ・Set a monthly repayment budget you can afford ・Compare current payments, debt avalanche, and debt snowball strategies ・Simulate monthly payments, estimated interest, and debt-free dates ・Record actual payments and confirmed statement balances ・Rebuild your plan when your budget or balances change ・Export and restore your local data ClearPath does not connect to banks, move money, require an account, or use third-party tracking. Your data stays on your device. Understand your finances. Plan your payoff. Build your path forward.