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★★★★★
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• Monthly budgets. Set one overall budget or one per category, make it repeat every month, and Home shows what you have left per day. • Settle up. One tap adds the balancing entry and brings a person's balance to zero; every past entry stays. • Swipe actions can be turned off in Settings if you prefer a long-press to edit or delete. • Faster start-up and smoother scrolling, even with years of transactions, and large backups now restore in a few seconds. • Deleting an entry and closing the app before the undo window ended could bring the entry back. Fixed. • Better VoiceOver support: rows, tabs, the calendar and dialogs are now read properly, and the undo window is longer with a screen reader on. Large text and right-to-left layouts fit the screen. • Amount entry follows your currency's decimals: none for yen, three for dinars. • The Reports calendar fits any screen width, and "Next" on the keyboard moves between fields when adding an expense.
WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.