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Smarter categories: new transactions follow the category you last chose for the same place, even when your bank describes it a little differently each time. The amount helps too, so fuel and snacks from the same gas station each land where you put them. Dictate to Ask AI in your own language: it now listens in the language of the keyboard you are typing with, and tells you which language it heard if nothing came through. Type amounts the way your keyboard does: a comma or a dot both work as the decimal point. New in Settings: Help, with plain answers to the questions people ask most, from how payments between your own accounts work to what the orange Bank line means. Everything you rely on is here: • See every account, card and loan in one place, with your full net worth kept up to date as you go. With Premium, your banks connect through Plaid, and Apple Card, Apple Cash and Apple Savings come straight from Apple Wallet. • Set a monthly budget for any category and see at a glance whether you're on pace or getting ahead of yourself. • Share your finances with the people in your household: invite them in two steps, with a link that works even before they've installed the app. • Ask AI about your money, in any language, and get answers grounded in your real transactions. Thank you for keeping your money organised with VaultKeeper.
VaultKeeper is a private, AI-assisted money tracker for individuals and families. Track spending across every account you own. Sync your bank accounts via Plaid. Share finances with household members. Ask AI about your money, grounded in your actual wallets and transactions (Premium). No ads, no tracking, no selling your data. TRACK EVERYTHING IN ONE PLACE • Checking, savings, credit cards, cash, investments, each with its own balance and currency • Income, expense, and transfer transactions with category breakdowns • Recurring / scheduled transactions with review-before-add confirmation • Monthly and yearly stats with drill-down by category, wallet, and date range • Full-text search across all transactions • Import your history from another budgeting app (CSV) • CSV export for your records or tax prep • Face ID lock, and an option to hide balances automatically when you're away from home BANK SYNC (PREMIUM) • Connect your bank accounts via Plaid • Automatic import of transactions and account balances • Smart auto-categorization from your past transactions • See investment account balances alongside everything else • Sync all wallets with one tap, or per-wallet on demand HOUSEHOLD SHARING (PREMIUM) • Invite family members by email • Everyone sees the same ledger in real-time • Add or edit transactions from anyone's device • Leave or remove members anytime ASK AI (PREMIUM) • "How much did I spend on groceries last month?" • "Which subscriptions am I paying for, and what do they cost me a year?" • "Show me my net worth over time" • Answers come with real charts you can tap to inspect, and can filter your ledger or export a CSV for you • Grounded in your actual wallets, transactions, and categories, not a generic chatbot • Zero-data-for-training with Anthropic's Claude • Session-only conversations, fully consent-gated PRIVACY FIRST • No ads, ever • No behavioral tracking, no third-party analytics: the only diagnostics we collect are crash reports (Firebase Crashlytics) • No selling your data • Face ID / Touch ID lock • Optional two-factor authentication (TOTP) • Encrypted in transit (TLS) and at rest • Complete account deletion available from Settings • Open policy documentation PREMIUM SUBSCRIPTION Unlock bank sync, household sharing, AI assistant, and unlimited wallets. • Monthly: $5.99 • Yearly: $49.99 (with a 7-day free trial) AI assistant usage is subject to a monthly fair-use allowance, shown as a usage bar in Settings. Free tier includes manual tracking with up to 5 wallets, unlimited categories, and full transaction history, enough to get the hang of it. Subscriptions auto-renew and are managed through your Apple ID. Cancel anytime from iOS Settings → Apple ID → Subscriptions. Website: https://vaultkeepermoney.com Privacy Policy: https://vaultkeepermoney.com/policies/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Questions? Email info@vaultkeepermoney.com