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★★★★★
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- Credit card statements are now easier to understand, with an itemized breakdown of purchases, credits, and loan installments in Activity and Upcoming. - Paid-off loans now move to a dedicated Completed section and no longer count as active loans. - Due-date auto-recording for fixed bills now supports any saved payment source. We also improved Quick Input amount editing and finance data refresh reliability. - Auto-recording updates your local Vesper activity only—it never makes a payment.
Vesper is a calm personal finance tracker for people who want control without connecting a bank. Record income and expenses, organize manual accounts and cards, plan bills, track savings goals, manage personal balances, and review your financial activity in one place. Vesper is designed around privacy and offline access. Your core finance records stay on your device, and no bank connection is required. Local reminders, quick entry, multiple currencies, backup, and export help you maintain your own records. Start with the free plan and optionally unlock unlimited local tracking with a one-time in-app purchase. No subscription is required. Vesper does not move money, automate payments, connect to financial institutions, or provide financial, investment, tax, or legal advice.