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Keel 5.3.7 enhances optional Apple Account & Business Profile continuity, international 5-Folder Business & Tax Pack exports, and live PDF invoice customization: • Optional Apple Account & Business Contact Continuity: When you optionally link Sign in with Apple in Onboarding or Profile, Keel now remembers both your full name and email address alongside your business profile preferences for seamless multi-device continuity and founder support—with one-tap full account and CloudKit deletion in Profile -> Account -> Delete Apple Account & Data. • Keel Universal Accounting Ledger (International Module 05): For businesses outside the US, UK, Canada, Australia, and New Zealand, Module 05 generates the Keel Universal Accounting Ledger (05_Keel_Universal_Accounting_Ledger.csv, 05_Tax_Collected_And_Paid.csv, and 05_Category_And_Mileage_Summary.csv) in your local currency with cash-settlement dates and receipt substantiation flags. • True Pick-Your-Own 5-Folder ZIP Exports & Pre-Export Summary: Select specific folder modules (01..05) in Onboarding, Records, or on the Paywall to package only your chosen folders, with a pre-export record count summary in Monthly Trend & Reports. • Live Invoice PDF Studio & 1-Tap Substantiation Filter: Frame high-DPI Circle, Square, or Rectangle logos with live PDF preview, and tap the substantiation bar in Records to filter missing-receipt expenses in one tap.
Keel is the 100% free ($0/month) everyday working ledger built for everyone who works for themselves: freelancers, consultants, solo service businesses, and independent contractors (Self-Employed / 1099 / Sole Traders). BUILT FOR ALL 3 PILLARS OF SELF-EMPLOYED WORK • Freelancers & Creatives: Designers, software developers, photographers, video producers, social media specialists, writers, and architects billing projects, milestones, and retainers. • Consultants & Solo Service Businesses: Coaches, personal trainers, real estate agents, event & wedding planners, tutors, and boutique agencies tracking client proposals, sessions, travel miles, and business write-offs. • Independent Service Pros & Contractors: Every 1099, Sole Trader, and Tradie—handymen, plumbers, electricians, builders, landscapers, and mobile pros managing quotes, work orders, and job costs. EVERYDAY CLIENT & BUSINESS LEDGER — 100% FREE FOREVER ($0/MO) • 1-Line Project, Expense & Mileage Stamp: Type or dictate 'Apex $1,850 invoice + $84 Adobe/gear + 18 mi' on Today to log client revenue, deductible business expenses, and mileage in one stamp—with zero 14-field accounting forms. • Unlimited Free Proposals, Quotes & Live 2-Column PDF Invoice Studio: Draft itemized proposals, retainers, or estimates and convert them in 1 tap to executive Factur-X hybrid PDF invoices with Classic, Bold, or Minimal templates, lossless Circle/Square/Rectangle logo framing, on-device QR payment links, and vector signatures. • Active Client Magnet & Legal Dossiers: Keep every client's proposals, invoices, payments, receipts, mileage trips, and signed changes linked automatically in a tamper-evident BLAKE3 Customer Dossier. • On-Device AI Receipt Scanner & Smart Vendor Memory: Snap any business receipt offline—software subscriptions, camera & studio gear, client meals, travel, or supplies—and let Keel remember your recurring vendor costs and client rates. • Statutory Business Mileage Logbook (Zero GPS Battery Drain): Log client meetings, shoots, showings, and site visits with US IRS (72.5c/mi), UK HMRC (45p/25p), Canada CRA (tiered km), Australia ATO (88c/91c), and NZ IRD ($1.17/km) rate support. PICK-YOUR-OWN 5-FOLDER TAX & BANK INCOME PROOF PACK Export a cryptographically sealed SHA-256 / BLAKE3 5-Folder ZIP & PDF archive containing (01) Executive P&L & Lender/Landlord Income Proof PDF, (02) Client & Project Dossiers, (03) Substantiated Receipts Vault, (04) Mileage Logbook & Accountant CSVs, and (05) Country Statutory Tax Workpapers for US (IRS Schedule C & 1099-NEC), UK (HMRC SA103F, CIS & MTD VAT), Canada (CRA T2125, GST/HST & Québec TP-80-V), Australia (ATO Business Schedule & Simpler BAS), and New Zealand (IRD IR3B & GST101A). INDEPENDENT BOOKKEEPING SOFTWARE — LIFETIME GUARANTEE & GOVERNMENT NON-AFFILIATION • Keel Pro Lifetime All-Access Guarantee (keel.pro.forever): Purchasing Keel Pro Lifetime permanently unlocks all current and future features, all 5 export folders (01..05), unlimited past and future tax years, all country statutory packs, and all future major app versions at no extra cost. Optional iCloud backup uses your personal Apple iCloud quota; if your iCloud storage is full, cloud sync pauses with a clear notice while 100% of local ledger records and ZIP/PDF exports continue working normally on your iPhone and iPad. • Government Non-Affiliation Disclaimer (Guideline 5.2.5): Keel is an independent bookkeeping application and is NOT affiliated with, endorsed by, or connected to the IRS (irs.gov), HMRC (gov.uk), CRA (canada.ca), Revenu Quebec (revenuquebec.ca), ATO (ato.gov.au), IRD (ird.govt.nz), or any government agency. Keel generates tax-supporting workpapers locally from your own records; it does not provide tax or legal advice and does not file tax returns on your behalf.