Owe Book: Who Owes Me Money

Who owes you money? Owe Book remembers — every loan, IOU and split bill, in one place. No spreadsheets, no awkward "you still owe me" texts. Your ledger lives on your device, and with Pro it syncs privately through your own iCloud. There's no account to create, no ads, and we never see what you record. TRACK EVERY DEBT • Record what you lend and borrow in seconds • Organize entries by person, with running balances • Attach a photo of a receipt, check or IOU • Add notes, due dates and payment reminders • Mark a debt fully or partially paid, down to the cent • Record one payment with a person and their oldest entries are paid off first • See what each person borrowed, repaid and still owes in every currency, with every payment in their history SPLIT GROUP BILLS • Create a group, add members and log shared expenses • Owe Book works out who owes whom and keeps it fair • Share a group through iCloud: everyone you invite sees the same expenses and balances on their own device, and can add their own • Settle up and watch the balances clear • Share a group's balances as an image for the group chat SEE WHERE YOU STAND • One net number across every friend, loan and group • Settlement rate, a six-month lending trend and your exposure per currency • Widgets for your net position, what is due soon, and one-tap entry — on the Home Screen, Lock Screen and StandBy PRIVATE BY DESIGN • Your ledger stays on your device, and in your own iCloud when you sync • No sign-up and no ads, ever • Optional Face ID / Touch ID lock iPHONE, iPAD AND MAC Owe Book is a native app on all three, in 17 languages, and Pro keeps your ledger the same on each. Change language inside the app and it takes effect immediately — no restart. OWE BOOK PRO Your first group is free. Pro unlocks unlimited groups, group sharing (the people you invite join for free), iCloud sync across your devices, repeating entries, PDF and CSV statements, receipt reading, Siri and the Face ID / Touch ID lock. Try the yearly plan free for 7 days, pick monthly, or buy it once and share it with your family. Keep your friendships clear and your money organized. Download Owe Book and never forget who owes what again. SUBSCRIPTION, TERMS & PRIVACY Owe Book Pro is offered as an auto-renewing monthly or yearly subscription, or as a one-time purchase. New subscribers to the yearly plan get a 7-day free trial. Payment is charged to your Apple Account when you confirm the purchase, or when the free trial ends unless you cancel at least 24 hours before it does. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel any time in your App Store account settings. The one-time purchase is billed once, does not renew, and can be shared with your family through Family Sharing. Terms of Use: https://hadicuet.github.io/owebook-legal/terms.html Privacy Policy: https://hadicuet.github.io/owebook-legal/