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RumahKira is a simple, fast housing loan calculator made for Malaysia.
Key in the property price, down payment and interest rate, and see your monthly instalment instantly.
CALCULATE
- Property price, developer rebate and down payment – use the slider, quick buttons (0%, 5%, 10%, 20%, 30%) or key in your own amount
- Loan amount fills in automatically (net price − down payment), or key in your own
- Enter your age and the tenure is set automatically so the loan ends by age 70 (max 35 years)
- Add a remark for each unit, e.g. "16A 27-03"
WHAT IF…
- Move the interest rate up or down in 0.05% steps
- Adjust the loan amount in RM10,000 steps
- See the new instalment and the monthly difference straight away
INCOME NEEDED
- Add your other monthly commitments (car loan, PTPTN, credit card)
- Choose a DSR level and see the estimated net income needed
COMPARE
- Save up to 3 options and compare them side by side
- The lowest instalment is highlighted
- Tap any option to edit it again
SHARE
- Share a neat summary card as an image
- Copy or send WhatsApp-ready text
- Export a clean A4 PDF
ALSO
- Light and dark mode
- Remembers your last inputs
- Works offline – no account, no ads, no data collected
All figures are estimates based on a standard reducing-balance loan with monthly rest. Your actual instalment, approval and terms depend on your bank.