RumahKira

RumahKira is a simple, fast housing loan calculator made for Malaysia. Key in the property price, down payment and interest rate, and see your monthly instalment instantly. CALCULATE - Property price, developer rebate and down payment – use the slider, quick buttons (0%, 5%, 10%, 20%, 30%) or key in your own amount - Loan amount fills in automatically (net price − down payment), or key in your own - Enter your age and the tenure is set automatically so the loan ends by age 70 (max 35 years) - Add a remark for each unit, e.g. "16A 27-03" WHAT IF… - Move the interest rate up or down in 0.05% steps - Adjust the loan amount in RM10,000 steps - See the new instalment and the monthly difference straight away INCOME NEEDED - Add your other monthly commitments (car loan, PTPTN, credit card) - Choose a DSR level and see the estimated net income needed COMPARE - Save up to 3 options and compare them side by side - The lowest instalment is highlighted - Tap any option to edit it again SHARE - Share a neat summary card as an image - Copy or send WhatsApp-ready text - Export a clean A4 PDF ALSO - Light and dark mode - Remembers your last inputs - Works offline – no account, no ads, no data collected All figures are estimates based on a standard reducing-balance loan with monthly rest. Your actual instalment, approval and terms depend on your bank.