★★★★★Rawls Reneev5.04 Oct 2026
Being Strategic This is great for beginners learning to manage debt. It can motivate you to look to see what you should pay down first.
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CompareOpen in App StoreBeing Strategic This is great for beginners learning to manage debt. It can motivate you to look to see what you should pay down first.
Hard to see The colors on the app make it almost impossible for me to read certain boxes and I didn’t see an option to switch or adjust. Also I selected the snowball option for the pay schedule and it didn’t appear that it actually applied that. It just snowballed the extra money.
Only Two Issus I luv the app. It’s good tool to have traveling down this road to becoming debt free. My issues are when I select ‘Lowest Balance First - Snowball’, it doesn’t auto arrange the accounts in that manner. Plus, #2, once I enter the accounts I can’t freely move them around. Other than that, I like it!!!
Nice Solid layout but if you have your phone in dark mode you’re going to have to switch to light mode to be able to see anything, I wish they had that option directly through the app but you have to go to your phones settings for iPhones not sure if it’s the same for android
1 people found this helpful
Incorrect The calculator is not consistent with PV/FV/Nper calculations using spreadsheet software.
Not Accessible I’m only 43, but I can barely read anything on this app. The blue font on black background is completely unreadable to me. The light gray font on white is the same. Sounds like a good app, but I’ll never know. Highly recommend following WCAG design standards.
1 people found this helpful
Very Helpful Makes my financial life easier to deal with.
You need to update each account monthly Strange if your balance is $1455.45 you either have to round off in enter $1455 or $1456 same issue with payment if your payment is 240.56 you either have to enter $240 or $241 the strange this if your apr is 5.5% it strangely allows fraction in the apr wow but not in the balance or payment that really needs to be fixed in a update. Another annoying problem is seems like every month I seem to need to update a few accounts because the app seems to screw things up. Annoying that you’ve to update each account every month because it keeps adding another month every month.
Love it! I have been searching for an app like this it is perfect! I love how the app shows you when you'll pay off the credit card and how much interest youd pay if you only paid the minimum every month. It gets you motivated to want to pay more. For instance i have a credit card where i owe $2,470 a interest of 25% and minimum monthly payments of $80/m. If stay only paying the minimum monthly amount I would pay it off in Sept 2027 and id pay $1,529 extra in interest so in total it would be $3,999. Thats crazy!! So if i pay $500 extra a month id pay this card of in Dec of 2023 and I only pay $145 in interest than so i finish it off with paying $2,615 in total. It will also show how much in interest youll pay for each month which is so awesome☺️ If your like me and want to start to understand where your going with this debt and what you need to do to pay of your debt sooner. I highly suggest downloading the app.
What happened? I’ve had this app for a while. It is basic, but gives you some good info. However, after not using for a while I opened it today to find there have been some bad updates. Namely the color choices for the background. It blends with the text and you can’t read it. It does not look like the examples shown here on the App Store. It’s not a white background with black text. It is a black background with black text. So after many years of utilizing it, I deleted it.
1 people found this helpful
From 72 saved reviews since 19 Aug 2014, all countries.
Share of the 26 negative reviews that mention it
“The colors on the app make it too difficult to see the numbers.”
“Furthermore, I do not like the continuous advertisement that shows up and you are unable to delete or stop it from showing.”
“Broken app Downloaded the app, added my debt, selected the repayment plan I wanted to analyze and it didn’t calculate any of my he snowball payment effects.”
“It just snowballed the extra money.”
“You need to update each account monthly Strange if your balance is $1455.45 you either have to round off in enter $1455 or $1456 same issue with payment if y…”
“New Update The newest update is not good.”
Share of the 36 positive reviews that mention it
“Nice simple app - wish could pay for no ads I think this is a nice simple ad that sticks to minimal functionally but does it really well.”
“If we can stick with this, we will be 100% debt free in 12 years (including mortgage and student loans).”
“But the interface colors are hard to read when iOS is in dark mode.”
“Love it!”
“The only think I would like is the ability to sort your debts by balance on the debt list screen so you can see at a glance what order things are being paid …”
A drop after an update usually means the update broke something.