Lend money, collect the interest, grow a small-town bank, even while away.
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The money you lend is not yours. It belongs to the people who left it with you.
You run the small bank on the corner of a small town. Customers line up at the counter. Pick a term, lend, and collect when the money comes back with interest. Some pay late. Send the collector, or write it off.
LEND, COLLECT, GROW
- Every desk holds one loan. Short loans pay a little soon, long ones pay more.
- Set your rate: a higher rate earns more, and more people pay late.
- Spend the profit on more desks, a bigger sign, a stronger vault, a faster collector, and a clerk who keeps the bank going while you're away.
A BANK THAT KEEPS GROWING
New parts of the bank open as it grows, one at a time:
- Savings accounts, with a fee you set yourself.
- A street of houses to buy and rent out.
- Mortgages: the town buys homes and pays you back in instalments.
- A projects office: back the railway, the brewery or a silver mine.
- The town stock market.
- The bank's own card, safe-deposit boxes, private clients and overdrafts.
TROUBLE AT THE COUNTER
Not every visitor is a customer. A fake note in the till. A man with a bag and a plan. A customer who swears you counted wrong. You decide what happens.
YOUR BANK RUNS WHILE YOU'RE AWAY
Loans come back, rent comes in, the boxes fill up. Come back to a short report of what happened, then collect.
DAILY GOALS AND A BIGGER TOWN
A few small goals every day. And when the bank is worth enough, move to a bigger town: Ashford, Riverton, Kingsbridge and beyond.
NO PRESSURE
- Plays offline. No account, no login. Your bank is saved on your phone.
- Rewarded ads are optional: you tap, you watch, you get what it said. A short ad may play at a break (after a level-up or a move), never in your first session. No banners. The Banker's Key turns the break ads off.
- Diamonds buy time: a loan finished now, a customer called in, a few hours of profit. Everything they buy can also be earned by playing.
- No subscriptions, no loot boxes, no energy bar.
Made by one person. Something wrong, or an idea? Tap the chat bubble at the top of the game. I read every message, answer it there, and change the game.