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Smart Khata is a fast, easy digital khata and expense manager app for shopkeepers, small businesses, merchants, and individuals who want one simple place to manage money.
Use it as a business khata book to manage customer credit and debit records, or switch to personal mode to track income, expenses, and reports in the same app.
Track every transaction with clear running balances, keep customer accounts organized, manage personal spending, and share professional statements instantly on WhatsApp as text, image, or PDF.
Why Smart Khata helps your business:
- Manage customer credit and debit entries in one place
- See running balances for every customer
- Add customers manually or import them from contacts
- Search customers by name or phone number
- Generate invoices and statement-style ledgers
- Share statements on WhatsApp directly
- Share as image or PDF
- Save invoice images to the gallery
- Use dark mode or light mode
- Lock the app with fingerprint or face unlock
- Keep business data organized with multiple business profiles
- Use the app in multiple languages
Why users also use it as an expense manager:
- Record income and expenses in personal mode
- Review monthly and yearly reports
- Keep personal finance data separate from business khata data
- Switch between business and personal use without changing apps
Smart Khata is designed around the way shopkeepers and everyday users actually work. Instead of complicated accounting software, you get a clean khata book and expense tracker experience with quick entry, clear balances, and fast sharing.
For business use, it stays focused on ledger tracking and customer balances. For personal use, it stays lightweight as an expense manager without turning into a heavy accounting app.
Whether you call it a khata book, bahi khata, ledger book, credit register, or customer dues app, Smart Khata helps you stay organized and respond faster when customers ask for their balance.
Key features:
- Customer ledger management
- You Gave / You Got entries
- Balance tracking by customer
- Invoice and statement generation
- WhatsApp sharing workflow
- Image and PDF export
- Contact picker integration
- Business profile management
- Biometric app lock
- Multilingual support
- Offline local storage
- Personal expense tracking mode
- Income and expense reports
- Separate personal and business workflows
Smart Khata is ideal for grocery stores, small retailers, wholesale shops, utility shops, service businesses, and any merchant who keeps customer credit records.
It is also useful for individuals who want a clean expense manager with simple reports and an easy-to-use interface.