DanaKu - Simulasi Kredit

DanaKu - Credit Simulation is an integrated credit simulation calculator and financial planning application designed to help you calculate, compare, and manage loan planning and financial health accurately and transparently. This application provides a variety of comprehensive financial calculation features, from monthly installment estimates, mortgage calculators, vehicle loans, to debt-to-income ratio analysis. DanaKu Key Features: • Credit Simulation & Amortization Table Calculates estimated monthly installments, total interest, and total repayment with annuity, flat, or effective interest rate schemes. Complete with a detailed amortization table from the first month to the end of the term. • Mortgage Calculator (Home Ownership Loan) Simulates the installment calculation for your dream home based on the property price, down payment percentage, interest rate, and term. • Vehicle Loan Simulation Car or motorcycle financing installment estimation calculator with customizable down payment and term adjustments. • Credit Scheme Comparison A feature that compares two credit offers side-by-side to help evaluate which loan option is most economical and efficient. • Debt Service Ratio (DSR) Analysis A feature that checks your financial health by measuring the ratio of your total debt burden to your monthly income to ensure a safe financial threshold. • Debt-Free Target Planning Calculate the allocation of extra payment strategies to accelerate debt repayment within your desired timeframe. • Financial Literacy & Fraud Risk Check A practical financial education guide and initial screening tool to identify potential indicators of financial fraud and illegal loans. • Calculation History Saves a history of your simulations, making it easy to evaluate and review them at any time. This application is designed with a clean, fast, and intuitive interface to support smarter and more informed financial decision-making.