Payday Compass

Payday Compass helps you plan the cash you have now until your next paycheck. Your Payday Leftover estimate starts with the cash balance you enter, then accounts for bills due before payday, your protected buffer, and planned savings contributions. See an estimate of what remains for everyday spending, plus a daily allowance and recent spending pace to help you stay oriented. PLAN AHEAD • Add your pay amount, pay schedule, current cash, and a protected buffer. • See upcoming bills and how much is reserved before payday. • Create savings goals and plan contributions from each paycheck. • Mark bills paid or contributions moved when you make them. UNDERSTAND YOUR SPENDING • Review spending for today, this week, or this month. • Compare the current period with the previous one and see daily averages, category totals, and spending bars. • Check your recent spending pace against the amount available before payday. • Add purchases manually or import a bank CSV file. Review suggested categories and possible duplicates before importing. SAVE TIME, KEEP CONTROL • Scan a receipt to suggest its merchant and total. Text recognition runs on your device; review and confirm every amount before saving. • Keep up to five years of saved activity dates and check-ins. The app cannot recreate entries that were never recorded. • Export a private backup and restore it later, or export transactions as a CSV file. • Preview and share a 30-day spending summary through an app you choose. • Set optional local reminders for bills and a daily money check-in. Your plan and entries are stored on your device. Payday Compass does not create an account, connect to a bank, or provide cloud sync. Keep an exported backup somewhere outside the app if you want to restore your data after uninstalling. Payday Compass is a budgeting and tracking tool, not a bank, lender, payment service, investment service, or financial, tax, or legal adviser. It does not move money or guarantee results. Estimates depend on the information you enter and are for planning only.