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Where this app stands in India, updated 10 Oct 2026
Top free · Finance
#99 –
Top grossing
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Bank safe with more control and security: • Secure/Lock your Individual FDs to prevent digital premature closure • Add or update up to 4 nominees with priority or percentage-wise allocation • Easily manage FDs, fund transfers, bill payments, credit cards and more
Savings Account, Fixed Deposit (FD), Zero Balance savings account
◆ DIGITAL SAVINGS ACCOUNT • 100% digital, instant onboarding with zero paperwork • Earn attractive interest of up to 4% p.a. • Zero-Fee Banking with free NEFT and RTGS transactions • Unlimited free cash withdrawals at IndusInd Bank ATMs • Up to 3% rewards on select brands, UPI, and fuel spends • 0% Forex mark-up and complimentary airport lounge access ◆ FIXED DEPOSITS & ENHANCED SECURITY • High-return Regular and Tax Saving Fixed Deposits • Higher interest rates for Senior Citizens • Auto-Sweep facility for enhanced liquidity and higher yields • No premature withdrawal penalties on eligible Auto-Sweep FDs • Pay via FD: Seamlessly use FD balance when savings balance is low • FD Lock Feature: Add an extra layer of protection. Once locked, your FD cannot be prematurely closed via digital channels, protecting against unauthorized access • Multiple Nominees: Add up to 4 nominees with priority-based or percentage-based allocation ◆ INSTANT PERSONAL LOAN & LINE OF CREDIT • 100% paperless digital journey • Instant loan disbursal of up to ₹5 Lakh • Competitive interest rates with flexible tenure options • Discounted processing fees • Instant Line of Credit: Withdraw funds anytime with interest charged only on the utilized amount ◆ CREDIT CARD APPLICATION & MANAGEMENT • Instant paperless application for eligible customers • Set or reset credit card PIN instantly • Custom transaction limits for online, international, and contactless payments • Real-time spend tracking and instant e-statements • Secure bill payments and direct reward point redemption ◆ MUTUAL FUNDS & WEALTH • Start SIPs from as low as ₹500/month or invest lump sum • Access 500+ curated schemes (Large Cap, Mid Cap, Small Cap, Hybrid, ELSS) • Personalized fund recommendations tailored to your financial goals • Buy, track, switch, and redeem funds seamlessly in real time ◆ RECHARGE & BILL PAYMENTS • Centralized Bharat Bill Payment System (BBPS) • Pay electricity, gas, water, and broadband bills • Instant mobile, DTH, and FASTag recharges • Set up Auto-Pay for hassle-free recurring payments ◆ FAST & SECURE PAYMENTS • Transfer money 24x7 via UPI, IMPS, NEFT, and RTGS • Instant Scan & Pay via QR codes • Easy beneficiary management with quick-pay options • Bank-grade multi-factor authentication and biometric security ◆ 24x7 ASSISTANCE & SUPPORT We are here to help you every step of the way: • Email: reachus@indusind.com • Phone: 1860 267 7777 • Hours: 8:00 AM to 8:00 PM (All days)