Finance Calculator+

Buying your first home? Refinancing? Doing your tax return? Finance Calculator+ has every Australian calculator you need — mortgage, stamp duty, ATO tax, HECS, scientific RPN, and 30+ more — free forever, offline, no ads. * Trusted by Australian first home buyers, accountants, finance students, and property investors. AUSTRALIAN MORTGAGE CALCULATOR - Mortgage repayments: weekly, fortnightly, or monthly - Borrowing power: how much you can really borrow - Extra repayments: exact interest and years saved - Refinance calculator: compare your loan against new offers - Offset account savings model - LMI estimator for deposits under 20% - Loan serviceability: the way lenders actually calculate STAMP DUTY & PROPERTY - Stamp duty calculator: every Australian state and territory - First home buyer concessions, off-the-plan reductions, investment surcharges - Investment property: yield, cash flow charts, PDF export - Rent vs buy: true long-term cost comparison AUSTRALIAN TAX & INCOME - Income tax calculator with Medicare levy and surcharge - HECS-HELP repayment estimator (current thresholds) - GST: add or remove 10% instantly CAR & PERSONAL LOAN CALCULATORS - Car loan and personal loan repayments - Credit card payoff: exactly how long until your balance hits zero LIVE RATE TRACKER - RBA cash rate, variable & fixed home loan rates - 90-day BBSW and 10-year bond yields - Historical charts: 1Y, 3Y, 5Y, 10Y - Countdown to the next RBA meeting SCIENTIFIC + RPN CALCULATOR - Full scientific: trig, log, exponents, factorials, statistics - True RPN mode: 4-register stack with ENTER, SWAP, DROP, ROLL, STO/RCL, LAST X - One-tap switch between Algebraic and RPN - Built-in RPN explainer for newcomers - DEG/RAD indicator, full history with save and copy PROFESSIONAL AMORTISATION (AmortPro) - Solve for any unknown: payment, rate, term, or amount - Cash flow events: rate changes, extra payments, holidays, balloons - Interest-only and fixed-principal periods - Full amortisation schedule with PDF export - Comparison Rate: true cost including all fees SAVINGS & BUDGET - Compound interest and savings goal planner - Superannuation projection with employer & salary sacrifice - Monthly budget planner GRAPHING & EQUATIONS - 2D graphing: plot up to 3 functions - 3D surface graphing from f(x,y) - Equation solver: linear and non-linear systems - Base converter: binary, octal, decimal, hex CHINESE CALENDAR - Perpetual calendar 1900-2100, lunar dates, zodiac - Heavenly Stems & Earthly Branches, 24 Solar Terms - Bidirectional Gregorian ↔ Lunar lookup EVERYDAY TOOLS - Tip calculator, currency converter (150+), unit converter - Date calculator, password generator FORTUNE TELLER (just for fun) Tarot, Numerology, Astrology, I Ching, Runes, Magic 8-Ball — for entertainment only. WHY FINANCE CALCULATOR+? - Free forever: no ads, no in-app purchases, no subscriptions - Works completely offline - PDF export for reports and amortisation schedules - Dark/light themes with auto-switching - Pin favourites and reorder your way - Your data stays on your device: zero tracking Every calculator uses current Australian tax rates, stamp duty rules, superannuation caps, and lending standards. Not a US clone — built for Australia, by Australians. Download free today.