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• Scheduled bills & deposits that post on their own, in real time - even when the app is closed • Edit, pause, skip or pay any scheduled charge or deposit • Optional notifications when scheduled transactions post • Scenario presets now build 6 months of realistic history • Live Mode: everyday purchases happen throughout the day • Tap a transaction for details, hold to edit
A risk-free banking simulator to practice budgeting, bills, and saving habits.
Banking Simulator lets you practice everyday banking and budgeting in a completely risk-free environment. No real bank account, no real money, no real risk - just a realistic sandbox for building better money habits. FEATURES - Set up your own simulated bank: choose a name, upload or take a photo for your logo, and pick from multiple color themes - Track simulated account balances and transactions just like a real banking app - Add recurring bills and view them on a built-in bill calendar so you can practice staying on top of due dates - Optional PIN or biometric lock to keep your simulated bank private - Clean, modern interface built with Material Design WHY USE IT Whether you're learning to budget for the first time, teaching someone else the basics of managing money, or just want a low-stakes place to experiment with account and bill tracking, Banking Simulator gives you a realistic feel without any real financial exposure. PREMIUM (OPTIONAL) On the free tier, your simulated data resets each time you fully close and reopen the app. Premium unlocks persistence - your bank name, logo, balances, and transaction history are saved and restored automatically. Premium is available as a monthly subscription or a one-time lifetime purchase, handled securely through Google Play Billing. PRIVACY Banking Simulator does not connect to any real bank or financial institution. All data you enter stays on your device - nothing is uploaded to us or shared with third parties. See our full privacy policy for details. This app is a simulation tool for educational and practice purposes only. It does not provide real banking, lending, or financial services.