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Track expenses by typing in plain words. AI budget planner and money manager.
AI Expenses Insights is an expense tracker and budget planner that lets you record money the way you would text a friend. Type "Lunch 12, Taxi 8, Salary 3000" and the app splits it into three separate transactions, picks the right category for each one, and shows you a preview before anything is saved. No long forms. No account to create. Your records stay on your phone. WHY PEOPLE STICK WITH IT Most money manager apps get deleted after a week because logging every coffee feels like homework. Quick Add fixes that. One line of text, a quick look at the preview, and you are done. No signal? The app reads your text right on the device, so you can still note your spending on a flight or in a shop with bad coverage. QUICK ADD WITH AI • Add several expenses and income entries in one sentence • Categories picked for you: food, groceries, fuel, rent, bills, shopping and more • Check and edit every entry before saving • Works offline with on device parsing AI FINANCIAL ANALYSIS Tap once for a personal report. The app compares this month with last month, checks your budgets and tells you in plain words which categories grew, where you overspent and what is worth cutting. The advice comes from your own numbers, not generic saving tips. BUDGET PLANNER WITH ALERTS • Set a monthly budget for each category • See budget vs actual at a glance • Get a notification when a category hits 80% and again at 100% • Copy last month's budgets in one tap RECURRING BILLS AND INCOME Rent, salary, EMI and loan payments, phone plans, streaming subscriptions, insurance premiums. Set them to repeat daily, weekly, monthly or yearly and each one is added on its due date, so your balance stays correct without you having to remember. SPENDING REPORTS AND CHARTS • Expense by category and where your money goes • Daily and monthly income vs expense • Daily spending heatmap and spending by weekday • Savings rate trend and no spend days • Largest expenses and biggest category changes • Month end forecast based on your spending pace and upcoming bills • Average daily spend and fixed costs CALENDAR AND RECORDS Browse your daily expenses on a calendar, switch periods or pick a custom date range. Search any entry, filter by category, and edit or delete in seconds. YOUR CURRENCY, WHEREVER YOU LIVE Your local currency is detected from your phone settings, and you can choose any other country's currency whenever you like. Rupees, dollars, euros, pounds, dirhams, riyals, naira, pesos and many more. PRIVATE AND SECURE • No sign up, no login, no cloud sync • Transactions, budgets and your name are stored only on your device • Lock the app with a 4 digit PIN • Unlock with fingerprint or face recognition • Hide your balance with one tap when someone is looking over your shoulder BACKUP, RESTORE AND EXCEL EXPORT • Export your transactions to an Excel sheet (.xlsx) for taxes, office reimbursements or your accountant • Save a full backup file and restore it on a new phone • Merge a backup with your current records or replace them completely LITTLE THINGS THAT ADD UP • Optional daily reminder at 8 PM so the day never goes unrecorded • Dark mode and light mode • Over 50 ready to use income and expense categories • Free to use, with no ads WHO IT IS FOR Students watching their pocket money. Families planning a monthly household budget. Freelancers who need a clean spending record at tax time. Anyone saving for a goal, paying off a loan or simply tired of wondering where the salary went by the 20th. Download AI Expenses Insights, enter your opening balance and type your first expense. A month from now you will know exactly where your money goes.