LemFi — Send. Save. Grow.

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Join over 1 million people who trust LemFi to send money overseas to their loved ones. Whether you're transferring funds to Europe, Africa, Asia, or Latin America, we make it easy and affordable. With LemFi, you can send remittances from the United Kingdom, United States, Canada, and several European countries (including but not limited to France, Germany, Spain, Belgium, Italy, Ireland, Portugal, and the Netherlands) to destinations like Pakistan, India, Nigeria, Ghana, China, Uganda, Kenya, Senegal, Brazil, Tanzania, Ivory Coast, Cameroon, Benin, Rwanda, Ethiopia, France, Spain, Portugal and more—at very low or even zero transfer fees depending on the destination. REFER A FRIEND AND EARN MONEY Invite friends to join LemFi and earn rewards for every successful referral. Experience the benefits of fast borderless payments with low or zero transfer fees, depending on the country, and share the advantages with those you care about. HOLD AND EXCHANGE MONEY IN DIFFERENT CURRENCIES Manage and exchange money effortlessly with our multi-currency platform. Hold funds in Euros, British Pounds Sterling, Canadian Dollars, United States Dollars, and more. Enjoy competitive exchange rates and the flexibility to send money globally, wherever you are. TRANSFER FEES Unlock financial freedom with our transparent, low-fee or zero fee transfers. Depending on your destination, enjoy either minimal or fee-free transactions without any hidden charges. Transfer funds seamlessly to countries such as Brazil, Pakistan, China, India, Nigeria, Ghana, Kenya, Uganda, Tanzania, and beyond. EXTRA BENEFITS Receive real-time notifications when your funds arrive. Enjoy 24/7 customer support whenever you need assistance. LemFi is fully registered with the FCA in the UK, FINTRAC in Canada, FinCEN in the United States, and other relevant authorities worldwide. For instant support with your transactions, please contact our customer support team through the app or email support@lemfi.com. Connect with Us on Social Media Facebook: @uselemfi Twitter: @uselemfi Instagram: @uselemfi

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Ambition has no passport. LemFi is built for people going places. It puts what you need in one app: send money internationally, buy eSIM data, and in the UK, save and access credit, subject to eligibility. Send, save, grow with LemFi. SEND MONEY ABROAD Send to 30+ countries across Africa, Asia, Europe, and Latin America, with zero transfer fees on supported corridors. Most transfers arrive in minutes, paid into a bank account, a mobile wallet, or a mobile money account, depending on where you're sending. No branch visit, no paperwork, no waiting days for a bank transfer to clear. You see the exact rate and fee before you confirm. No hidden fees, nothing taken off on arrival. Then follow every transfer from the moment you send to the moment it lands, so you're not left wondering, and neither is your family. SAVINGS (UK) LemFi Instant Access Savings, Powered by ClearBank. Open an account from £1 and put money aside for emergencies, for goals, for the things that matter. Withdraw any time, with no penalty. Interest is calculated daily and paid monthly. The LemFi Instant Access Savings Account currently pays a boosted 5% AER for the first six months from account opening; it then reverts to 3.04% AER (tracker), tracking the Bank of England base rate. LemFi is not a bank. Savings accounts are provided by ClearBank Ltd (PRA-authorised, FCA and PRA regulated). Eligible deposits are FSCS protected up to £120,000 per person, shared across all deposits you hold with ClearBank. CREDIT (UK) LemFi Credit is a revolving credit line. We look at your full history, including your history with LemFi, so a thin UK credit file isn't the whole story. Choose how you repay each month: the full balance, the minimum, or a fixed amount that suits you. With Credit Monitor, eligible customers can see their Equifax credit score in the app, and what moves it. Credit is offered subject to status and affordability. Questions about credit? Our support team is in the app. The LemFi Credit account is provided by Pillar Labs Ltd, a company registered in England and Wales (Company No. 13637649). Registered Office: Jellicoe, 5 Beaconsfield St, London, England, N1C 4EW. Pillar Labs Ltd is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 996727. eSIM DATA Buy eSIM data for 150+ countries in the app, before you fly. Land connected when you go home or travel anywhere else, with no roaming bill and no queue for a local SIM. WHY OVER 2 MILLION PEOPLE STAY • Alerts the moment your money arrives • 24/7 customer support in multiple languages • Refer a friend and you both get LemFi Cash to use on your transfers. LemFi Cash can't be withdrawn as cash. LICENSED AND REGULATED In the UK, LemFi is a trading name of RightCard Payment Services Limited, authorised by the Financial Conduct Authority to issue electronic money under the Electronic Money Regulations 2011 (FRN 900424). Your LemFi account is an e-money account, not a bank account, and is not FSCS protected. We also hold licences, registrations, and approvals in Australia, Canada, Ireland, the US, and key corridors across Africa and Asia. Questions? Contact us in the app or at support@lemfi.com. Facebook: @uselemfi | X: @uselemfi | Instagram: @uselemfi