RELYQO: AI Spending Analyst

Take control of your money with RELYQO — a smart spending analyst designed to help you understand where your money goes, stay within budget, and build better financial habits. RELYQO turns everyday expense tracking into clear, useful insights. Add your spending, organize it into categories, set budgets and savings goals, and see how your financial habits change over time. ✨ KNOW WHERE YOUR MONEY GOES Track your daily expenses and see exactly how much you spend across categories such as groceries, rent, bills, transport, shopping, subscriptions, entertainment, health and more. Create your own custom categories whenever you need them. 💰 KNOW WHAT YOU CAN SAFELY SPEND RELYQO calculates your daily safe-to-spend amount based on your income, monthly budget, savings target and current spending. Get a clearer idea of how much room you have left without constantly doing the math yourself. 📊 SMART SPENDING INSIGHTS See useful insights based on your spending patterns: • Monthly spending overview • Week-to-week comparisons • Month-end spending forecast • Needs vs wants analysis • Category budget progress • Spending calendar • No-spend days • Finance Score • Spending and tracking streaks • Money behavior profile 🤖 AI SPENDING ANALYST Ask RELYQO questions about your financial activity, such as: • Why did I spend more this month? • Where can I reduce spending? • How is my budget looking? • What changed this week? • Can my current budget handle an extra expense? RELYQO uses your financial summary to provide personalized insights while keeping the experience simple and easy to understand. 🎯 SAVINGS GOALS Create goals for the things that matter to you. Build an emergency fund, plan a vacation, save for a new purchase or create your own goal. Track your progress and see how much remains. 🔁 RECURRING EXPENSES Keep subscriptions, rent, bills and other recurring payments organized in one place. See upcoming payments, mark them as paid and optionally receive reminders before they are due. 📅 PLAN YOUR BUDGET Set monthly budgets for individual categories and quickly see which areas are healthy, close to the limit or overspending. 📈 ADVANCED REPORTS Explore longer-term spending trends, category performance, daily averages, recurring commitments and other useful financial patterns. 🌍 BUILT FOR GLOBAL USE RELYQO supports multiple languages and currencies. Your app language and preferred currency can be changed independently at any time. 🔒 YOUR DATA, YOUR CONTROL Your core financial records are stored locally on your device. RELYQO also includes simple backup and restore tools so you can copy or share a backup and restore your financial data on another device. Cloud AI features use summarized financial information rather than your complete raw transaction history. ⭐ RELYQO PREMIUM Upgrade to Premium for additional features including: • Cloud AI Spending Analyst • Advanced long-term reports • Unlimited savings goals • Unlimited recurring expenses • Full history export • Extended financial insights • Ad-free experience Start tracking today and turn everyday spending into clearer financial decisions with RELYQO.