Easy-to-use retirement planner. Set your date and see your FIRE journey.
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Nestegg Sim is a personal retirement calculator for people planning the day they retire. Set your retirement date by age, then watch a live retirement plan update as you change income, spending, and your nest egg.
This is an easy-to-use retirement planner, not a spreadsheet. Dial the controls and see your trajectory, livable budget, and how much time is left in your working years. You are counting years and planning days of freedom, not staring at a broken formula.
WHAT YOU CAN DO
• Pick a retirement date and test earlier or later ages
• See a live plan: nest egg, spending, and retirement runway
• Save scenario lists in an on-device vault and compare them over time
• Switch light and dark themes and background colors in Settings
• Read in-app guidance and retirement tips on how to get started
• Track a journey from today toward the retirement dreams you are testing
FREE
• Full playground with live projections (no account)
• Trajectory chart and budget readouts
• One saved scenario
• Light and dark themes
• Your numbers stay on your phone
PREMIUM (ONE-TIME)
• Unlimited saved scenario lists
• Plan-through age and retirement spending
• Social Security timing
• Passive income and separate 401(k) tracking
• What-if cases: market drop and family support
• Share a plan summary
PRO (MONTHLY)
Everything in Premium, plus tools to maintain the plan over time:
• Daily coast check-in reminders
• Retirement Worksheet
• Update Wizard for saved scenarios
• Plan Snapshot of nest egg and budget over time
• PDF, CSV, and encrypted vault backup
BUILT FOR A REAL JOURNEY
Whether you are bridging to Social Security, testing an early date, or stress-testing a market drop, Nestegg Sim helps you explore a plan you can revisit.
IMPORTANT
Educational simulation only. Projections are approximations for comparison. This is not financial, tax, or investment advice. Verify major decisions with a qualified professional.
Premium is a one-time purchase. Pro is an optional monthly subscription. Scenario data is stored on your device.