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Expense tracker with bank SMS review, budgets and bill alerts. Private, offline.
Know exactly where your money goes. RupeeNexa is a private expense tracker and budget planner for India: add daily expenses in seconds, plan your monthly budget, and get bill reminders, all in rupees (INR). No login, no sign-up, and your financial records never leave your phone. Free to use, supported by ads. Made in India by Novaradix Technology. WHAT YOU CAN DO • Track expenses and income fast: a big number pad, smart categories and a date picker. Duplicate, refund and undo in one tap. • Plan a monthly or salary-cycle budget with category limits and a gentle warning before you overspend. • See your safe-to-spend amount for today after bills, card dues and savings. • Keep every account together: bank, cash, UPI, wallet, credit card, savings, investment, insurance, medical and fees. • Get reminders for rent, electricity, mobile, OTT, insurance and EMI due dates. • Record udhaar: money you lent or borrowed, with repayments and due dates. • Understand your spending with category charts, income vs expense reports and a spending calendar. • Search any transaction by merchant, amount or category, and export to CSV or PDF. CATEGORIES BUILT FOR INDIA Food, Groceries, Quick Commerce, Online Shopping, Fuel, Rent, SIP, Medicine, Hotel, Jewellery, Travel, Bills, Entertainment and more. Create your own categories too. BANK SMS TRACKING (OPTIONAL) • Turn it on only if you want it. RupeeNexa reads bank and card alerts on your phone and suggests transactions, including UPI payments. • You stay in control: unclear messages go to a review list where you confirm, edit or reject them. Nothing uncertain is added silently, and duplicate alerts are not counted twice. • SMS text is processed only on your device. It is never uploaded, sold or used for ads. PRIVATE AND SECURE • Offline: works without internet. Your records are kept in an encrypted database on your device. • Optional PIN and fingerprint or face lock. Hide balances with one tap. • Encrypted backup with a password you choose. Restore on a new phone. We never see your data or your password. • We never ask for bank passwords, UPI PINs or card PINs. IN YOUR LANGUAGE English, Hindi, Gujarati and Marathi, with light and dark themes and large-text support. ADS RupeeNexa shows ads on a few non-sensitive screens. Ads never appear on transaction entry, SMS review, security or backup screens, and your financial data is never shared with advertisers. PERMISSIONS • SMS (optional): used only to detect bank transaction alerts on your phone. • Notifications: bill and budget reminders. • Biometrics: optional app lock. Questions or feedback: novaradix@gmail.com