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• Paid twice a month but not the same amount each time? Set one figure for the 15th and one for the 30th in Profile. Commitments and your monthly income follow it. • Charts: new "Where it went" section at the bottom. Spending by category, your top merchants, and tap any slice to see the transactions behind it. • Switches across the app now glide between options.
AI budget tracker — log expenses by chat, track accounts, budgets & investments.
Obelus is a personal finance tracker that turns money management into a conversation. Just type what you spent — "coffee 120", "gcash 500 to mom", "grabbed lunch for 250" — and Obelus logs it, categorizes it, and updates your balances instantly. No forms, no menus, no spreadsheets. WHAT YOU CAN DO • Chat to log — Record income and expenses in plain language. Obelus understands amounts, categories, accounts, and transfers. • Track every account — Bank accounts, e-wallets, cash, credit cards, debts, and receivables, all in one place with a live net-worth view. • Budgets that fit you — Set monthly budgets by category or use simple 50/30/20 buckets, and see where your money actually goes. • Investments & net worth — Track stocks, REITs, and crypto holdings with live prices, in your own currency. • Savings pots & goals — Set money aside for specific goals and watch your progress. • Trips — Group spending by trip and keep travel budgets separate. • Import your history — Bring in transactions from CSV or Excel. • Receipt scanning & voice input — Snap a receipt or speak your expense. • Personalities — Pick a chat persona that matches your vibe, from supportive to brutally honest. PRIVATE BY DESIGN Your financial data is stored locally on your device. Obelus works offline for logging, and only reaches the cloud when you ask the AI a question. Take control of your money — one message at a time.