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Smart mortgage tools: compare rates, plan payments, and find your dream home.
Calculate your mortgage payments instantly and make smarter home financing decisions. Mortgage Calculator Premium gives you a complete set of tools to understand your mortgage from every angle — monthly payments, total interest, amortization schedules, and more. 🧮 CALCULATOR Enter your loan amount, interest rate, and term to instantly see: • Monthly payment • Total interest • Total cost Add extra monthly payments and discover how much time and money you can save. 🔄 COMPARISON Wondering “what if?” Compare different scenarios side by side: • Interest rates • Loan terms • Extra payments See exactly how much you save — or pay more. 📊 AMORTIZATION Explore your full payment schedule with an interactive chart. • Tap any month to see the principal vs. interest breakdown • Toggle extra payments on and off to compare scenarios 🏠 AFFORDABILITY Find out how much you can afford to borrow based on your income and expenses. • Advanced mode includes: • DSTI limits • Existing debts • Down payment calculations 🔁 REFINANCING Is refinancing worth it? • Compare your current loan with a new one • Include fees and costs • Find your break-even point 📉 FIXED VS VARIABLE Model a fixed-rate period followed by a variable rate. Compare total costs over the full loan term and make informed decisions. 💰 LUMP SUM PAYMENTS See the impact of one-time payments: • Add up to 5 lump-sum payments • Apply them at different times • Watch your interest savings grow 🏡 RENT VS BUY Compare renting vs. buying over the long term: • Rent growth • Maintenance costs • Property taxes • Property appreciation 🎯 MILESTONES Track your progress and stay motivated: • 25%, 50%, 75%, 100% paid off • When principal exceeds interest • When equity surpasses remaining debt 🌍 Available in multiple languages: English, Czech, German, Spanish, French, Italian, Polish, and Portuguese ⚠️ DISCLAIMER This app is intended for informational and educational purposes only. All calculations are estimates based on your inputs and standard amortization formulas. They do not constitute financial advice, a loan offer, or a commitment to lend. Actual loan terms, interest rates, fees, and payments may vary depending on your lender, credit profile, and other factors. Always consult a qualified financial advisor or lender before making financial decisions.